Contrasting Consumer Portfolio Services (NASDAQ:CPSS) and Global Arena (OTCMKTS:GAHC)

Global Arena (OTCMKTS:GAHC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, profitability, dividends, institutional ownership, valuation, analyst recommendations and earnings.

Profitability

This table compares Global Arena and Consumer Portfolio Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Global Arena	N/A	N/A	N/A
Consumer Portfolio Services	4.45%	6.34%	0.51%

Insider and Institutional Ownership

47.6% of Consumer Portfolio Services shares are owned by institutional investors. 7.1% of Global Arena shares are owned by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Volatility & Risk

Global Arena has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500. Comparatively, Consumer Portfolio Services has a beta of 1.11, indicating that its share price is 11% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Global Arena and Consumer Portfolio Services, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Global Arena	0	0	0	0	0.00
Consumer Portfolio Services	1	0	0	0	1.00

Given Global Arena’s higher probable upside, equities research analysts clearly believe Global Arena is more favorable than Consumer Portfolio Services.

Earnings & Valuation

This table compares Global Arena and Consumer Portfolio Services”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Global Arena	$1.27 million	0.00	-$1.01 million	N/A	N/A
Consumer Portfolio Services	$434.47 million	0.48	$19.33 million	$0.80	11.86

Consumer Portfolio Services has higher revenue and earnings than Global Arena.

Summary

Consumer Portfolio Services beats Global Arena on 9 of the 10 factors compared between the two stocks.

About Global Arena

Global Arena Holding Inc., through its subsidiaries, provides technology-enabled paper absentee/mail ballot and online election services in the United States. The company offers voter authentication and registration software, which authenticates and registers voting members in a data look-up system; and scanning and tabulation software, an advanced OMR/OCR/Barcode scanning and tabulation software, as well as an online voting platform. It also explores opportunities in the oil, gas, mineral, and energy business. The company provides its services to craft and trade organizations, labor unions, political parties, co-operatives and housing organizations, associations and professional societies, universities, and political organizations. The company was formerly known as Global Arena Holding Subsidiary Corp and changed its name to Global Arena Holding Inc. in May 2011. Global Arena Holding Inc. was founded in 2009 and is based in New York, New York.

About Consumer Portfolio Services

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.