Lloyds Banking Group (LON:LLOY) Announces Earnings Results

Lloyds Banking Group (LON:LLOY) announced its earnings results on Thursday. The financial services provider reported GBX 2.40 earnings per share (EPS) for the quarter, Digital Look Earnings reports. Lloyds Banking Group had a net margin of 25.91% and a return on equity of 10.75%. The business had revenue of GBX 478.50 billion during the quarter.

Lloyds Banking Group Price Performance

Shares of LON LLOY opened at GBX 98.73 on Friday. The stock has a market capitalization of £57.78 billion, a P/E ratio of 14.31, a PEG ratio of 1.84 and a beta of 0.94. Lloyds Banking Group has a one year low of GBX 69.70 and a one year high of GBX 114.60. The firm’s 50 day simple moving average is GBX 98.19 and its two-hundred day simple moving average is GBX 96.93.

More Lloyds Banking Group News

Here are the key news stories impacting Lloyds Banking Group this week:

• Positive Sentiment: Lloyds reported a strong quarter (record ~£2bn profit, ~33% rise) with GBX 2.40 EPS and healthy margins — a fundamental beat that supports valuation. Lloyds Bank reports 33% rise in profit, warns of Iran war impact
• Positive Sentiment: Lloyds is executing a large capital-return programme: ongoing repurchases (22.29m shares recently) and an expanded £1.75bn buyback underpin EPS and ROE improvement. Lloyds Deepens Capital Return With Ongoing £1.75bn Share Buyback
• Positive Sentiment: The company cancelled 19.5m shares from the latest tranche, tightening share count and supporting future EPS. Lloyds Banking Group Cancels 19.5 Million Shares in Latest Buyback Tranche
• Positive Sentiment: Broker support: Citigroup raised its price target to GBX 123 (buy) and RBC maintained an outperform with GBX 120 — these upgrades can lift sentiment and attract flows. Lloyds Banking Group (LON:LLOY) Price Target Raised to GBX 123 at Citigroup
• Positive Sentiment: Strategic upside: reported discussions with Google to build AI agents signal potential long-term efficiency and product enhancements. Exclusive: Lloyds in tie-up with Google to build AI agents
• Neutral Sentiment: Regulatory/disclosure housekeeping: Lloyds updated voting share capital and the disclosure denominator — routine but relevant for free-float calculations. Lloyds Banking Group Updates Voting Share Capital and Disclosure Denominator
• Negative Sentiment: Geopolitical hit: Lloyds took a charge related to the Iran war, which management flagged could depress near-term results and adds uncertainty to guidance. Lloyds Posts Record £2 Billion Profit But Takes Iran War Hit
• Negative Sentiment: Broker pressure: Shore Capital reaffirmed a “sell” rating, which can weigh on sentiment especially when combined with headline risk. Digital Look – broker views

Analyst Upgrades and Downgrades

A number of equities analysts have recently commented on the stock. Barclays increased their price target on shares of Lloyds Banking Group from GBX 100 to GBX 120 and gave the stock an “overweight” rating in a report on Wednesday, January 7th. UBS Group reiterated a “neutral” rating and issued a GBX 103 target price on shares of Lloyds Banking Group in a research report on Friday, January 23rd. Citigroup increased their target price on Lloyds Banking Group from GBX 114 to GBX 123 and gave the company a “buy” rating in a research note on Thursday. Royal Bank Of Canada restated an “outperform” rating and set a GBX 120 price target on shares of Lloyds Banking Group in a research report on Thursday. Finally, Jefferies Financial Group restated a “buy” rating and set a GBX 125 price target on shares of Lloyds Banking Group in a research report on Wednesday. Six research analysts have rated the stock with a Buy rating, two have assigned a Hold rating and one has given a Sell rating to the company. Based on data from MarketBeat, Lloyds Banking Group presently has a consensus rating of “Moderate Buy” and a consensus price target of GBX 113.44.

Lloyds Banking Group Company Profile

We are the largest UK retail and commercial financial services provider with over 25 million customers and a presence in nearly every community.

The Group’s main business activities are retail and commercial banking, general insurance and long-term savings, provided through the largest branch network and digital bank in the UK, with well recognised brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows.

Our shares are quoted on the London and New York stock exchanges and we are one of the largest companies in the FTSE 100 index.