Herzfeld Credit Income Fund (NASDAQ:HERZ) and Global X Rare Earth & Critical Materials ETF (NASDAQ:EART) Head-To-Head Review

Herzfeld Credit Income Fund (NASDAQ:HERZ) and Global X Rare Earth & Critical Materials ETF (NASDAQ:EART) are both small-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, institutional ownership, risk, valuation, earnings and dividends.

Volatility & Risk

Herzfeld Credit Income Fund has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500. Comparatively, Global X Rare Earth & Critical Materials ETF has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500.

Profitability

This table compares Herzfeld Credit Income Fund and Global X Rare Earth & Critical Materials ETF’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Herzfeld Credit Income Fund	N/A	N/A	N/A
Global X Rare Earth & Critical Materials ETF	N/A	N/A	N/A

Institutional & Insider Ownership

15.7% of Herzfeld Credit Income Fund shares are held by institutional investors. Comparatively, 5.3% of Global X Rare Earth & Critical Materials ETF shares are held by institutional investors. 42.5% of Herzfeld Credit Income Fund shares are held by company insiders. Comparatively, 0.1% of Global X Rare Earth & Critical Materials ETF shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Herzfeld Credit Income Fund and Global X Rare Earth & Critical Materials ETF”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Herzfeld Credit Income Fund	N/A	N/A	N/A	N/A	N/A
Global X Rare Earth & Critical Materials ETF	N/A	N/A	N/A	($0.01)	-4,767.46

Dividends

Herzfeld Credit Income Fund pays an annual dividend of $7.21 per share and has a dividend yield of 40.1%. Global X Rare Earth & Critical Materials ETF pays an annual dividend of $0.18 per share and has a dividend yield of 0.6%. Global X Rare Earth & Critical Materials ETF pays out -2,624.3% of its earnings in the form of a dividend.

Analyst Recommendations

This is a summary of current ratings for Herzfeld Credit Income Fund and Global X Rare Earth & Critical Materials ETF, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Herzfeld Credit Income Fund	0	0	0	0	0.00
Global X Rare Earth & Critical Materials ETF	0	1	1	0	2.45

Global X Rare Earth & Critical Materials ETF has a consensus target price of $32.91, suggesting a potential upside of 0.64%. Given Global X Rare Earth & Critical Materials ETF’s stronger consensus rating and higher probable upside, analysts plainly believe Global X Rare Earth & Critical Materials ETF is more favorable than Herzfeld Credit Income Fund.

Summary

Global X Rare Earth & Critical Materials ETF beats Herzfeld Credit Income Fund on 5 of the 8 factors compared between the two stocks.

About Herzfeld Credit Income Fund

The Herzfeld Caribbean Basin Fund Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. The Herzfeld Caribbean Basin Fund Inc. was formed on March 10, 1992 and is domiciled in the United States.

About Global X Rare Earth & Critical Materials ETF

The Global X Rare Earth & Critical Materials ETF seeks to invest in companies that produce rare earth components, metals, and other raw or composite materials essential to the expansion of critical technologies—such as electric vehicles, energy storage, robotics, and radar systems. Targeted companies include those involved in the exploration, mining, production, and/or enhancement of materials like rare earth elements, lithium, copper, cobalt, nickel, manganese, graphite, zinc, platinum, palladium, and carbon fiber.

The fund was previously known as the Global X Disruptive Materials ETF (ticker: DMAT) until March 2, 2026, when it was renamed and rebranded to EART.