Comparing Scor (OTCMKTS:SCRYY) & EverQuote (NASDAQ:EVER)

Scor (OTCMKTS:SCRYY) and EverQuote (NASDAQ:EVER) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, valuation, institutional ownership, earnings and dividends.

Analyst Ratings

This is a summary of recent ratings for Scor and EverQuote, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scor	0	3	3	0	2.50
EverQuote	0	2	6	0	2.75

EverQuote has a consensus price target of $24.17, indicating a potential downside of 6.15%. Given EverQuote’s stronger consensus rating and higher probable upside, analysts clearly believe EverQuote is more favorable than Scor.

Valuation & Earnings

This table compares Scor and EverQuote”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scor	$17.39 billion	0.38	$962.82 million	$0.57	6.54
EverQuote	$692.52 million	1.34	$99.31 million	$2.94	8.76

Scor has higher revenue and earnings than EverQuote. Scor is trading at a lower price-to-earnings ratio than EverQuote, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Scor and EverQuote’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scor	5.79%	20.83%	2.48%
EverQuote	15.35%	53.39%	38.31%

Insider & Institutional Ownership

91.5% of EverQuote shares are held by institutional investors. 23.7% of EverQuote shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Volatility & Risk

Scor has a beta of 0.59, indicating that its stock price is 41% less volatile than the S&P 500. Comparatively, EverQuote has a beta of 0.61, indicating that its stock price is 39% less volatile than the S&P 500.

Summary

EverQuote beats Scor on 12 of the 14 factors compared between the two stocks.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

About EverQuote

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers auto, home and renters, and life insurance. The company serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.