Synchrony Financial (SYF) To Go Ex-Dividend on August 5th

Synchrony Financial (NYSE:SYF) declared a quarterly dividend on Tuesday, July 21st. Investors of record on Wednesday, August 5th will be given a dividend of 0.34 per share by the financial services provider on Monday, August 17th. This represents a c) annualized dividend and a dividend yield of 1.9%. The ex-dividend date of this dividend is Wednesday, August 5th. This is a 13.3% increase from Synchrony Financial’s previous quarterly dividend of $0.30.

Synchrony Financial has raised its dividend payment by an average of 0.1%annually over the last three years and has increased its dividend annually for the last 4 consecutive years. Synchrony Financial has a dividend payout ratio of 13.8% indicating that its dividend is sufficiently covered by earnings. Analysts expect Synchrony Financial to earn $10.35 per share next year, which means the company should continue to be able to cover its $1.20 annual dividend with an expected future payout ratio of 11.6%.

Synchrony Financial Trading Up 0.9%

NYSE:SYF opened at $72.84 on Thursday. The stock has a market capitalization of $24.50 billion, a price-to-earnings ratio of 7.46, a PEG ratio of 0.68 and a beta of 1.32. Synchrony Financial has a 52 week low of $63.08 and a 52 week high of $88.77. The company has a quick ratio of 1.24, a current ratio of 1.22 and a debt-to-equity ratio of 1.08. The firm has a 50 day moving average of $73.26 and a 200 day moving average of $73.15.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $2.59 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.14 by $0.45. The business had revenue of $3.72 billion for the quarter, compared to analyst estimates of $3.72 billion. Synchrony Financial had a net margin of 15.44% and a return on equity of 23.09%. During the same period in the previous year, the company earned $2.50 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. As a group, sell-side analysts anticipate that Synchrony Financial will post 9.34 earnings per share for the current fiscal year.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony beat Q2 earnings estimates, reporting $2.59 EPS versus expectations around $2.14, while also raising its FY 2026 EPS outlook to $9.25-$9.50. The company said stronger loan growth, record purchase volume, and solid credit performance supported results. Article: Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook
• Positive Sentiment: Several analysts remained constructive after the report: Wells Fargo kept an overweight rating even while trimming its target to $88, Royal Bank of Canada maintained sector perform with an $80 target, and Robert W. Baird raised its target to $90 with an outperform rating. Article: Analyst price target updates
• Positive Sentiment: Bank of America Securities reiterated a Buy rating and set a $89 target, citing strong Q2 results and a solid 2026 outlook, reinforcing confidence in the company’s earnings momentum. Article: Synchrony Financial analyst note
• Neutral Sentiment: The company also announced a quarterly dividend increase to $0.34 per share, up 13.3%, which supports shareholder returns but is not the main driver of the stock reaction. Article: Synchrony Reports Second Quarter 2026 Results
• Negative Sentiment: Revenue came in slightly below expectations at $3.72 billion versus about $3.73 billion, and some coverage noted that higher expenses remain a watch item for investors. Article: Synchrony Financial misses Q2 revenue estimates

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.