Reviewing Seibels Bruce Group (OTCMKTS:SBBG) & Safety Insurance Group (NASDAQ:SAFT)

Seibels Bruce Group (OTCMKTS:SBBG) and Safety Insurance Group (NASDAQ:SAFT) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, analyst recommendations, institutional ownership, profitability and risk.

Profitability

This table compares Seibels Bruce Group and Safety Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seibels Bruce Group	N/A	N/A	N/A
Safety Insurance Group	4.94%	6.31%	2.29%

Volatility & Risk

Seibels Bruce Group has a beta of 5.19, meaning that its stock price is 419% more volatile than the S&P 500. Comparatively, Safety Insurance Group has a beta of 0.21, meaning that its stock price is 79% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Seibels Bruce Group and Safety Insurance Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seibels Bruce Group	0	0	0	0	0.00
Safety Insurance Group	0	2	0	0	2.00

Institutional & Insider Ownership

81.0% of Safety Insurance Group shares are held by institutional investors. 55.4% of Seibels Bruce Group shares are held by company insiders. Comparatively, 2.2% of Safety Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Seibels Bruce Group and Safety Insurance Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seibels Bruce Group	N/A	N/A	N/A	N/A	N/A
Safety Insurance Group	$1.26 billion	0.85	$99.25 million	$4.23	17.24

Safety Insurance Group has higher revenue and earnings than Seibels Bruce Group.

Summary

Safety Insurance Group beats Seibels Bruce Group on 6 of the 8 factors compared between the two stocks.

About Seibels Bruce Group

The Seibels Bruce Group, Inc. provides processing, technology, and claims solutions to the property and casualty insurance industry. The company offers processing solutions for coastal markets; business process outsourcing; claims administration solutions; information technology outsourcing; and professional services. It also provides technology solutions, such as IPX enterprise insurance suite, CPX claims management system, FNOL first notice of loss, and reinspection processing xpert solutions; and claims solutions, including third party administration, catastrophe management, first notice of loss, multi-line adjusting and examination, reinspection, and subrogation/salvage services. The company was founded in 1869 and is based in Columbia, South Carolina.

About Safety Insurance Group

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company’s private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured’s car occupants, and physical damage coverage for an insured’s own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner’s insurance policies; and commercial umbrella, which offers an excess liability product to clients, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.