TransUnion (NYSE:TRU) Issues FY 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its FY 2026 earnings guidance on Tuesday morning. The company provided earnings per share (EPS) guidance of 4.750-4.830 for the period, compared to the consensus estimate of 4.670. The company issued revenue guidance of $5.1 billion-$5.2 billion, compared to the consensus revenue estimate of $5.1 billion. TransUnion also updated its Q3 2026 guidance to 1.180-1.210 EPS.

TransUnion Stock Performance

Shares of TRU stock opened at $84.94 on Wednesday. The company has a current ratio of 1.93, a quick ratio of 1.93 and a debt-to-equity ratio of 1.10. The firm has a fifty day moving average price of $72.40 and a 200 day moving average price of $73.63. The company has a market cap of $16.38 billion, a P/E ratio of 23.44, a PEG ratio of 1.38 and a beta of 1.55. TransUnion has a 12 month low of $63.37 and a 12 month high of $99.39.

TransUnion (NYSE:TRU) last posted its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share for the quarter, beating analysts’ consensus estimates of $1.16 by $0.07. The company had revenue of $1.31 billion for the quarter, compared to analysts’ expectations of $1.28 billion. TransUnion had a return on equity of 16.09% and a net margin of 14.91%.TransUnion’s quarterly revenue was up 14.9% on a year-over-year basis. During the same period last year, the firm earned $1.08 earnings per share. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. Sell-side analysts predict that TransUnion will post 4.14 earnings per share for the current fiscal year.

TransUnion Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Thursday, June 11th. Stockholders of record on Wednesday, May 27th were issued a $0.125 dividend. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 annualized dividend and a dividend yield of 0.6%. TransUnion’s dividend payout ratio is presently 13.85%.

Analysts Set New Price Targets

A number of equities research analysts recently weighed in on the stock. UBS Group boosted their price target on shares of TransUnion from $72.00 to $77.00 and gave the company a “neutral” rating in a research report on Thursday, July 2nd. Robert W. Baird lifted their target price on TransUnion from $108.00 to $115.00 and gave the stock an “outperform” rating in a research report on Wednesday. BMO Capital Markets reaffirmed an “outperform” rating on shares of TransUnion in a research report on Wednesday. BNP Paribas Exane raised shares of TransUnion from a “neutral” rating to an “outperform” rating in a report on Tuesday. Finally, JPMorgan Chase & Co. decreased their price target on TransUnion from $95.00 to $90.00 and set an “overweight” rating for the company in a report on Wednesday, April 29th. Ten equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company. According to data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and an average target price of $93.19.

Insiders Place Their Bets

In related news, insider Todd C. Skinner sold 1,000 shares of the business’s stock in a transaction that occurred on Monday, June 1st. The stock was sold at an average price of $70.73, for a total transaction of $70,730.00. Following the transaction, the insider directly owned 65,634 shares of the company’s stock, valued at approximately $4,642,292.82. The trade was a 1.50% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Steven M. Chaouki sold 10,000 shares of the firm’s stock in a transaction on Wednesday, July 1st. The stock was sold at an average price of $72.64, for a total transaction of $726,400.00. Following the transaction, the insider directly owned 89,906 shares of the company’s stock, valued at approximately $6,530,771.84. This represents a 10.01% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders sold 30,155 shares of company stock worth $2,177,102. 0.37% of the stock is owned by company insiders.

Key Headlines Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Q2 earnings and revenue beat estimates: TransUnion reported adjusted EPS of $1.23, above the $1.16 consensus estimate, while revenue rose 14.9% year over year to $1.31 billion, exceeding expectations of $1.28 billion. EPS increased from $1.08 in the year-ago quarter. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Full-year outlook raised: TransUnion now expects fiscal 2026 adjusted EPS of $4.75-$4.83, above the prior consensus estimate of $4.67. Revenue guidance is $5.1-$5.2 billion, broadly in line with expectations. TransUnion lifts outlook after strong quarterly revenue growth
• Positive Sentiment: Analyst targets moved higher: Needham raised its target to $100 and reiterated Buy, while Robert W. Baird increased its target to $115 and maintained an Outperform rating. These targets imply substantial potential upside from recent trading levels. Needham raises TransUnion price target
• Neutral Sentiment: Mixed analyst view: Barclays raised its price target to $85 but retained an Equal Weight rating, suggesting the firm sees limited near-term upside after the recent rally. Benzinga analyst update
• Negative Sentiment: Auto-loan fraud losses increased: TransUnion flagged a surge in losses tied to auto-loan fraud, a potential concern for credit-market conditions and a risk to parts of its business. TransUnion flags surge in auto-loan fraud losses

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of the business. Royal Bank of Canada raised its stake in TransUnion by 85.3% during the 1st quarter. Royal Bank of Canada now owns 75,761 shares of the business services provider’s stock valued at $6,288,000 after acquiring an additional 34,867 shares in the last quarter. Geneos Wealth Management Inc. lifted its holdings in TransUnion by 1,318.2% in the first quarter. Geneos Wealth Management Inc. now owns 312 shares of the business services provider’s stock worth $26,000 after purchasing an additional 290 shares during the period. Invesco Ltd. grew its position in TransUnion by 4.5% in the 2nd quarter. Invesco Ltd. now owns 578,599 shares of the business services provider’s stock valued at $50,917,000 after buying an additional 24,736 shares in the last quarter. EverSource Wealth Advisors LLC increased its stake in TransUnion by 59.5% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 528 shares of the business services provider’s stock valued at $46,000 after buying an additional 197 shares during the period. Finally, The Manufacturers Life Insurance Company raised its position in shares of TransUnion by 2.2% during the 2nd quarter. The Manufacturers Life Insurance Company now owns 576,019 shares of the business services provider’s stock worth $50,690,000 after buying an additional 12,280 shares in the last quarter.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.