Sezzle (NASDAQ:SEZL) Releases FY 2026 Earnings Guidance

Sezzle (NASDAQ:SEZL) issued an update on its FY 2026 earnings guidance on Thursday. The company provided EPS guidance of 5.250-5.250 for the period, compared to the consensus earnings per share estimate of 5.110. The company issued revenue guidance of $607.9 million-$607.9 million, compared to the consensus revenue estimate of $596.0 million.

Sezzle Stock Down 33.9%

Shares of SEZL opened at $118.02 on Friday. The stock’s 50-day moving average price is $157.16 and its two-hundred day moving average price is $104.31. Sezzle has a 12 month low of $49.50 and a 12 month high of $195.71. The company has a market capitalization of $3.97 billion, a PE ratio of 25.66 and a beta of 6.76. The company has a current ratio of 3.65, a quick ratio of 3.65 and a debt-to-equity ratio of 0.73.

Sezzle (NASDAQ:SEZL) last issued its quarterly earnings results on Thursday, August 6th. The company reported $1.13 earnings per share for the quarter, beating the consensus estimate of $1.03 by $0.10. Sezzle had a return on equity of 90.57% and a net margin of 30.35%.The company had revenue of $149.68 million during the quarter, compared to analysts’ expectations of $135.09 million. Sezzle has set its FY 2026 guidance at 5.250-5.250 EPS. On average, analysts anticipate that Sezzle will post 5.1 EPS for the current year.

Wall Street Analysts Forecast Growth

A number of analysts have commented on SEZL shares. Oppenheimer cut shares of Sezzle from an “outperform” rating to a “market perform” rating in a research report on Monday, June 29th. TD Cowen raised their price objective on shares of Sezzle from $108.00 to $165.00 and gave the stock a “hold” rating in a research report on Tuesday, July 7th. Zacks Research raised shares of Sezzle from a “hold” rating to a “strong-buy” rating in a research report on Wednesday, May 27th. Weiss Ratings reissued a “hold (c+)” rating on shares of Sezzle in a research note on Tuesday. Finally, Northland Securities set a $170.00 target price on Sezzle in a research report on Thursday, June 25th. One investment analyst has rated the stock with a Strong Buy rating, three have assigned a Buy rating and five have assigned a Hold rating to the company. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and a consensus price target of $146.50.

Insider Activity

In other Sezzle news, CFO Lee Dickson Brading sold 10,000 shares of Sezzle stock in a transaction on Wednesday, July 1st. The shares were sold at an average price of $178.23, for a total transaction of $1,782,300.00. Following the transaction, the chief financial officer directly owned 296,931 shares of the company’s stock, valued at $52,922,012.13. The trade was a 3.26% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Amin Sabzivand sold 6,930 shares of the stock in a transaction dated Wednesday, July 1st. The shares were sold at an average price of $179.91, for a total transaction of $1,246,776.30. Following the completion of the sale, the chief operating officer owned 259,780 shares of the company’s stock, valued at approximately $46,737,019.80. This represents a 2.60% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 86,928 shares of company stock valued at $13,510,889 over the last quarter. 49.49% of the stock is owned by insiders.

Key Stories Impacting Sezzle

Here are the key news stories impacting Sezzle this week:

• Positive Sentiment: Sezzle reported second-quarter earnings of $1.13 per share, exceeding estimates of $1.03 (and the prior-year result of $0.69), while revenue of $149.68 million surpassed the $135.09 million consensus. The company also posted a 30.83% net margin and 87.46% return on equity. Sezzle Q2 earnings report
• Positive Sentiment: Management raised its 2026 outlook to $5.25 EPS and approximately $607.9 million in revenue, above consensus expectations of $5.11 EPS and $596.0 million revenue. Sezzle Q2 earnings call highlights
• Positive Sentiment: The earnings call highlighted accelerating subscriber growth, stronger engagement, and increasing adoption of new products, suggesting Sezzle’s platform is expanding beyond its core buy-now-pay-later offering. Sezzle Q2 earnings call transcript
• Positive Sentiment: Needham raised its price target from $166 to $172 and maintained a Buy rating, indicating continued confidence in Sezzle’s earnings growth. Benzinga analyst action
• Neutral Sentiment: Analyst opinion became more mixed: Keefe, Bruyette & Woods lowered its target from $190 to $155 and changed its view to Market Perform, although the revised target remains above the current trading level. Benzinga analyst action
• Negative Sentiment: The stock slumped following the results even though earnings and guidance exceeded expectations. The reaction suggests investors may have been positioned for an even stronger outlook, or may be taking profits after Sezzle’s substantial prior rally and elevated volatility. Sezzle stock reaction after Q2 earnings

Hedge Funds Weigh In On Sezzle

Hedge funds have recently modified their holdings of the company. Mindset Wealth Management LLC increased its position in shares of Sezzle by 54.1% during the 4th quarter. Mindset Wealth Management LLC now owns 4,192 shares of the company’s stock valued at $266,000 after purchasing an additional 1,472 shares during the last quarter. Commonwealth of Pennsylvania Public School Empls Retrmt SYS purchased a new position in shares of Sezzle in the 4th quarter worth about $268,000. CIBC Bancorp USA Inc. bought a new position in Sezzle during the third quarter valued at about $272,000. Worth Venture Partners LLC bought a new position in Sezzle during the third quarter valued at about $268,000. Finally, Lido Advisors LLC purchased a new stake in Sezzle during the third quarter worth about $224,000. Institutional investors own 2.02% of the company’s stock.

About Sezzle

Sezzle Inc is a financial technology company specializing in buy now, pay later (BNPL) services that enable consumers to split purchases into interest-free installment payments. By integrating its platform with e-commerce merchants, Sezzle provides shoppers with flexible payment options at checkout while merchants benefit from increased conversion rates and average order values. The company’s technology is designed to offer a seamless user experience, with instant approval decisions and no hidden fees, positions it as a consumer-friendly alternative to traditional credit products.

Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle completed its initial public offering on the Nasdaq under the ticker SEZL.