Head-To-Head Comparison: HomeTrust Bancshares (HTB) versus Its Competitors

HomeTrust Bancshares (NYSE:HTB) is one of 930 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare HomeTrust Bancshares to related businesses based on the strength of its institutional ownership, valuation, analyst recommendations, risk, earnings, dividends and profitability.

Institutional and Insider Ownership

60.9% of HomeTrust Bancshares shares are owned by institutional investors. Comparatively, 47.7% of shares of all “Banks” companies are owned by institutional investors. 11.0% of HomeTrust Bancshares shares are owned by company insiders. Comparatively, 10.0% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Risk and Volatility

HomeTrust Bancshares has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, HomeTrust Bancshares’ rivals have a beta of 0.59, indicating that their average stock price is 41% less volatile than the S&P 500.

Dividends

HomeTrust Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.3%. HomeTrust Bancshares pays out 15.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.7% and pay out 32.4% of their earnings in the form of a dividend.

Valuation & Earnings

This table compares HomeTrust Bancshares and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
HomeTrust Bancshares	$292.47 million	$64.36 million	12.37
HomeTrust Bancshares Competitors	$32.05 billion	$2.38 billion	23.65

HomeTrust Bancshares’ rivals have higher revenue and earnings than HomeTrust Bancshares. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares HomeTrust Bancshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HomeTrust Bancshares	22.50%	10.88%	1.45%
HomeTrust Bancshares Competitors	14.82%	9.40%	0.91%

Analyst Recommendations

This is a summary of recent ratings for HomeTrust Bancshares and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HomeTrust Bancshares	0	1	2	2	3.20
HomeTrust Bancshares Competitors	7411	29802	27047	1356	2.34

HomeTrust Bancshares presently has a consensus price target of $52.00, indicating a potential upside of 10.37%. As a group, “Banks” companies have a potential upside of 9.55%. Given HomeTrust Bancshares’ stronger consensus rating and higher probable upside, analysts plainly believe HomeTrust Bancshares is more favorable than its rivals.

Summary

HomeTrust Bancshares beats its rivals on 10 of the 15 factors compared.

About HomeTrust Bancshares

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company’s loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.