EZCORP (NASDAQ:EZPW) and Atlanticus Holdings Co. 9.25% Senior Notes due 2029 (NASDAQ:ATLCZ) Critical Comparison

EZCORP (NASDAQ:EZPW) and Atlanticus Holdings Co. 9.25% Senior Notes due 2029 (NASDAQ:ATLCZ) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, risk, valuation, earnings, analyst recommendations, profitability and dividends.

Valuation and Earnings

This table compares EZCORP and Atlanticus Holdings Co. 9.25% Senior Notes due 2029″s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
EZCORP	$1.58 billion	1.34	$109.61 million	$1.98	17.41
Atlanticus Holdings Co. 9.25% Senior Notes due 2029	N/A	N/A	N/A	N/A	N/A

EZCORP has higher revenue and earnings than Atlanticus Holdings Co. 9.25% Senior Notes due 2029.

Institutional & Insider Ownership

99.8% of EZCORP shares are owned by institutional investors. 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares EZCORP and Atlanticus Holdings Co. 9.25% Senior Notes due 2029’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
EZCORP	9.97%	13.99%	7.49%
Atlanticus Holdings Co. 9.25% Senior Notes due 2029	N/A	N/A	N/A

Analyst Ratings

This is a summary of current ratings and target prices for EZCORP and Atlanticus Holdings Co. 9.25% Senior Notes due 2029, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
EZCORP	0	2	6	0	2.75
Atlanticus Holdings Co. 9.25% Senior Notes due 2029	0	0	0	0	0.00

EZCORP currently has a consensus price target of $38.80, indicating a potential upside of 12.58%. Given EZCORP’s stronger consensus rating and higher probable upside, equities analysts clearly believe EZCORP is more favorable than Atlanticus Holdings Co. 9.25% Senior Notes due 2029.

Summary

EZCORP beats Atlanticus Holdings Co. 9.25% Senior Notes due 2029 on 9 of the 9 factors compared between the two stocks.

About EZCORP

EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. The company offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. It also retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, the company provides EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, it operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.