Analysts Set PayPal Holdings, Inc. (NASDAQ:PYPL) PT at $56.03

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) have earned a consensus recommendation of “Hold” from the forty-seven brokerages that are currently covering the firm, Marketbeat Ratings reports. Four research analysts have rated the stock with a sell rating, thirty-four have assigned a hold rating and nine have assigned a buy rating to the company. The average 12-month target price among analysts that have issued a report on the stock in the last year is $56.0278.

Several brokerages recently weighed in on PYPL. JPMorgan Chase & Co. boosted their price objective on PayPal from $46.00 to $65.00 and gave the company a “neutral” rating in a report on Wednesday, July 29th. Keefe, Bruyette & Woods increased their target price on PayPal from $55.00 to $70.00 and gave the stock an “outperform” rating in a report on Wednesday, July 29th. Loop Capital decreased their target price on PayPal from $62.00 to $50.00 and set a “hold” rating for the company in a research report on Friday, August 28th. BNP Paribas Exane boosted their price target on PayPal from $43.50 to $52.00 and gave the company a “neutral” rating in a report on Tuesday, July 21st. Finally, Wells Fargo & Company upped their price target on PayPal from $48.00 to $56.00 and gave the company an “equal weight” rating in a research report on Wednesday, July 29th.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: PayPal World could improve engagement. The cross-border payments initiative is intended to increase transaction activity, deepen customer relationships, and create additional monetization opportunities across PayPal’s ecosystem. Can PayPal World Drive Deeper Customer Engagement?
• Positive Sentiment: Venmo is expanding beyond basic peer-to-peer payments. Its larger name, image, and likeness partnership campaign targets college users and could support higher-value engagement and future monetization. PayPal’s Venmo Expands NIL Partnerships
• Positive Sentiment: PayPal’s debit card received industry recognition. Javelin Strategy & Research named the PayPal Debit Card “Best in Class” in its 2026 general-purpose reloadable card scorecard, supporting the company’s push into broader consumer financial services. PayPal Debit Card Tops Javelin Scorecard
• Neutral Sentiment: Analysts remain divided. The consensus brokerage recommendation is “Hold,” reflecting a balance between PayPal’s inexpensive valuation and concerns about slower growth and competitive pressure. PayPal Given Consensus Hold Recommendation
• Neutral Sentiment: Insider selling appears administrative. PayPal’s chief risk officer sold 2,097 shares to cover taxes associated with vested restricted stock units, while retaining a substantially larger ownership position. Chief Risk Officer Trims Holdings
• Negative Sentiment: Fair-value expectations were reduced. An analyst model cut its central estimate from $59.16 to $57.07, citing uncertainty around second-quarter results, competition, takeover speculation, and recent deal-related volatility. PayPal Fair Value Trim
• Negative Sentiment: Investors remain concerned that the low valuation could signal a growth trap. Although PayPal trades at roughly 9.5 times earnings, debate continues over weak growth, fintech competition, credit risks, and uncertainty about a possible takeover. Is PayPal the Cheapest Stock in Fintech?

PayPal Stock Performance

Shares of PYPL opened at $52.41 on Friday. The firm has a market cap of $44.83 billion, a price-to-earnings ratio of 9.91, a PEG ratio of 1.12 and a beta of 1.28. The company has a quick ratio of 1.29, a current ratio of 1.29 and a debt-to-equity ratio of 0.55. The business’s 50 day moving average is $56.72 and its two-hundred day moving average is $49.30. PayPal has a 52-week low of $38.46 and a 52-week high of $79.21.

PayPal (NASDAQ:PYPL) last posted its quarterly earnings results on Tuesday, July 28th. The credit services provider reported $1.38 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.28 by $0.10. The firm had revenue of $8.68 billion for the quarter, compared to analysts’ expectations of $8.47 billion. PayPal had a net margin of 14.36% and a return on equity of 24.39%. The firm’s quarterly revenue was up 4.8% on a year-over-year basis. During the same period in the prior year, the company posted $1.40 earnings per share. Analysts forecast that PayPal will post 5.38 EPS for the current fiscal year.

PayPal Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Friday, September 25th. Shareholders of record on Friday, September 4th will be issued a dividend of $0.14 per share. This represents a $0.56 dividend on an annualized basis and a dividend yield of 1.1%. The ex-dividend date of this dividend is Friday, September 4th. PayPal’s dividend payout ratio is 10.59%.

Insider Transactions at PayPal

In other news, insider Suzan Kereere sold 4,162 shares of the company’s stock in a transaction that occurred on Tuesday, August 18th. The stock was sold at an average price of $60.96, for a total transaction of $253,715.52. Following the completion of the transaction, the insider directly owned 30,983 shares of the company’s stock, valued at approximately $1,888,723.68. This represents a 11.84% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Chris Natali sold 1,337 shares of the stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $58.10, for a total value of $77,679.70. Following the sale, the chief accounting officer owned 2,216 shares in the company, valued at $128,749.60. The trade was a 37.63% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last three months, insiders have sold 14,774 shares of company stock worth $848,095. 0.63% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

A number of institutional investors have recently added to or reduced their stakes in the stock. Anchor Investment Management LLC lifted its stake in PayPal by 11.1% in the second quarter. Anchor Investment Management LLC now owns 41,777 shares of the credit services provider’s stock valued at $1,804,000 after buying an additional 4,173 shares during the last quarter. IPG Investment Advisors LLC grew its position in shares of PayPal by 35.6% during the second quarter. IPG Investment Advisors LLC now owns 23,989 shares of the credit services provider’s stock worth $1,036,000 after acquiring an additional 6,295 shares during the last quarter. National Pension Service grew its position in shares of PayPal by 12.2% during the second quarter. National Pension Service now owns 1,772,726 shares of the credit services provider’s stock worth $76,546,000 after acquiring an additional 192,536 shares during the last quarter. Cidel Asset Management Inc. increased its holdings in shares of PayPal by 25.1% in the 2nd quarter. Cidel Asset Management Inc. now owns 12,749 shares of the credit services provider’s stock worth $550,000 after acquiring an additional 2,559 shares during the period. Finally, Integrated Wealth Concepts LLC lifted its position in PayPal by 1.8% in the 2nd quarter. Integrated Wealth Concepts LLC now owns 26,810 shares of the credit services provider’s stock valued at $1,158,000 after purchasing an additional 473 shares during the last quarter. 68.32% of the stock is currently owned by institutional investors.

PayPal Company Profile

PayPal Holdings, Inc is a digital payments and financial technology company that operates a global platform for consumers and businesses. Its services enable customers to send and receive money, make purchases online and in stores, and accept payments through digital checkout solutions. PayPal supports transactions using linked bank accounts, debit and credit cards, stored balances and other payment methods.

The company’s consumer and merchant offerings include the PayPal wallet, PayPal Checkout, PayPal Zettle point-of-sale tools, PayPal Braintree payment processing and PayPal Complete Payments.