Financial Contrast: Repay (NASDAQ:RPAY) & Strive (NASDAQ:ASST)

Strive (NASDAQ:ASST) and Repay (NASDAQ:RPAY) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, valuation, profitability, dividends, risk and analyst recommendations.

Institutional & Insider Ownership

5.5% of Strive shares are held by institutional investors. Comparatively, 82.7% of Repay shares are held by institutional investors. 2.7% of Strive shares are held by insiders. Comparatively, 12.0% of Repay shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Strive and Repay’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Strive	-10,957.22%	-141.47%	-95.93%
Repay	-49.57%	11.03%	4.28%

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Strive and Repay, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Strive	1	1	5	0	2.57
Repay	1	3	3	0	2.29

Strive presently has a consensus price target of $29.80, indicating a potential upside of 1.17%. Repay has a consensus price target of $5.25, indicating a potential upside of 44.03%. Given Repay’s higher possible upside, analysts clearly believe Repay is more favorable than Strive.

Volatility & Risk

Strive has a beta of 13.36, indicating that its share price is 1,236% more volatile than the S&P 500. Comparatively, Repay has a beta of 1.83, indicating that its share price is 83% more volatile than the S&P 500.

Earnings and Valuation

This table compares Strive and Repay”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Strive	$4.95 million	508.04	-$420.59 million	($8.84)	-3.33
Repay	$337.81 million	1.03	-$256.72 million	($2.04)	-1.79

Repay has higher revenue and earnings than Strive. Strive is trading at a lower price-to-earnings ratio than Repay, indicating that it is currently the more affordable of the two stocks.

Summary

Repay beats Strive on 10 of the 14 factors compared between the two stocks.

About Strive

Asset Entities Inc., a technology company, provides social media marketing and content delivery services across Discord, TikTok, and other social media platforms. It designs, develops, and manages servers for communities on Discord. The company offers discord investment education, entertainment, and marketing services. It serves retail investors, creators, and influencers. Asset Entities Inc. was founded in 2020 and is based in Dallas, Texas. The company is a subsidiary of Asset Entities Holdings, Llc.

About Repay

Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.