Capital One Financial Corporation (NYSE:COF) Receives Average Rating of “Moderate Buy” from Analysts

Capital One Financial Corporation (NYSE:COF) has received an average recommendation of “Moderate Buy” from the twenty-four ratings firms that are covering the stock, MarketBeat reports. Three analysts have rated the stock with a hold rating and twenty-one have issued a buy rating on the company. The average 12-month price target among brokers that have covered the stock in the last year is $258.41.

A number of equities research analysts have weighed in on COF shares. TD Cowen reduced their target price on Capital One Financial from $260.00 to $253.00 and set a “buy” rating on the stock in a report on Tuesday, July 7th. Citigroup lowered their price target on Capital One Financial from $295.00 to $280.00 and set a “buy” rating for the company in a report on Tuesday. Wolfe Research upped their price objective on Capital One Financial from $255.00 to $275.00 and gave the stock an “outperform” rating in a research report on Tuesday, August 25th. Bank of America reduced their price objective on Capital One Financial from $234.00 to $231.00 and set a “buy” rating on the stock in a research note on Thursday, July 9th. Finally, Deutsche Bank Aktiengesellschaft set a $245.00 target price on Capital One Financial in a research report on Thursday, August 20th.

Capital One Financial Stock Performance

NYSE COF opened at $194.29 on Friday. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.39. The firm has a market capitalization of $119.19 billion, a price-to-earnings ratio of 12.02, a P/E/G ratio of 0.71 and a beta of 1.04. The firm’s 50 day simple moving average is $211.57 and its 200 day simple moving average is $199.12. Capital One Financial has a 1 year low of $174.24 and a 1 year high of $259.64.

Capital One Financial (NYSE:COF) last announced its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The business had revenue of $15.83 billion for the quarter, compared to analysts’ expectations of $15.76 billion. During the same period last year, the firm posted $5.48 earnings per share. The firm’s quarterly revenue was up 26.9% compared to the same quarter last year. As a group, research analysts expect that Capital One Financial will post 20.32 earnings per share for the current fiscal year.

Capital One Financial Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th were paid a $0.80 dividend. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.6%. The ex-dividend date was Monday, August 17th. Capital One Financial’s dividend payout ratio (DPR) is presently 19.80%.

Insider Activity at Capital One Financial

In related news, insider Michael Zamsky sold 5,473 shares of the company’s stock in a transaction that occurred on Monday, August 10th. The shares were sold at an average price of $218.02, for a total transaction of $1,193,223.46. Following the completion of the transaction, the insider directly owned 27,992 shares in the company, valued at $6,102,815.84. This represents a 16.35% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Also, insider Celia Karam sold 2,017 shares of the company’s stock in a transaction that occurred on Tuesday, September 15th. The stock was sold at an average price of $206.07, for a total transaction of $415,643.19. Following the transaction, the insider owned 57,696 shares of the company’s stock, valued at approximately $11,889,414.72. This represents a 3.38% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 33,850 shares of company stock worth $7,208,382 in the last ninety days. Insiders own 0.78% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors have recently modified their holdings of the stock. Sculptor Capital LP purchased a new stake in Capital One Financial in the 1st quarter valued at about $33,932,000. Nomura Asset Management Co. Ltd. boosted its stake in shares of Capital One Financial by 2.9% in the 4th quarter. Nomura Asset Management Co. Ltd. now owns 223,977 shares of the financial services provider’s stock worth $54,283,000 after buying an additional 6,225 shares during the last quarter. Swiss National Bank boosted its stake in shares of Capital One Financial by 6.5% in the 1st quarter. Swiss National Bank now owns 1,865,716 shares of the financial services provider’s stock worth $340,363,000 after buying an additional 113,200 shares during the last quarter. The Manufacturers Life Insurance Company bought a new position in shares of Capital One Financial in the second quarter valued at approximately $73,364,000. Finally, Levin Capital Strategies L.P. grew its holdings in shares of Capital One Financial by 3.3% in the first quarter. Levin Capital Strategies L.P. now owns 179,757 shares of the financial services provider’s stock valued at $32,793,000 after acquiring an additional 5,707 shares in the last quarter. 89.84% of the stock is currently owned by institutional investors and hedge funds.

Key Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Citigroup maintained a Buy rating while lowering its price target from $295 to $280. The revised target still implies substantial upside from recent trading levels, signaling continued confidence in Capital One’s longer-term prospects. Citigroup Capital One price-target update
• Positive Sentiment: Analysts tracked by American Banking News have a consensus price target of $258.91, well above the current share price. The valuation gap may be supporting investor interest despite near-term uncertainty. Capital One consensus analyst target
• Positive Sentiment: Capital One launched a limited-time travel incentive for existing Venture X Business cardholders, including a $500 travel credit after qualifying spending and a fourth-night-free benefit at select properties. The promotion could support card engagement and spending, although its financial impact is likely modest. Venture X Business anniversary offer
• Neutral Sentiment: A review of second-quarter credit-card results places Capital One alongside its industry peers as earnings season concludes. The retrospective provides sector context but does not identify a major new catalyst for COF. Credit card stocks Q2 review
• Neutral Sentiment: Capital One research linking vehicle access with economic opportunity raises the company’s public profile and supports its auto-finance positioning, but it is unlikely to materially affect near-term earnings. Capital One vehicle-access research
• Negative Sentiment: An earnings preview describes expectations as cautious, even though improving fundamentals provide some optimism. Investors may remain focused on credit quality, consumer spending and potential provisions ahead of results. Capital One earnings preview
• Negative Sentiment: One analysis recommends avoiding COF, citing its weaker six-month performance versus the S&P 500. This highlights concerns that the stock may be fairly valued or lagging peers despite its recent gains. Reasons to avoid Capital One

Capital One Financial Company Profile

Capital One Financial Corp. is a diversified financial services company headquartered in McLean, Virginia. Founded in 1994, the company provides credit cards, consumer banking products, auto financing and commercial banking services through its Capital One brand.

Capital One offers credit cards for consumers and businesses, checking and savings accounts, certificates of deposit, personal loans and auto loans. Its commercial banking operations serve businesses, institutions and commercial real estate clients with lending, deposit, treasury management and other financial services.

Capital One primarily serves customers in the United States, with additional operations in Canada and the United Kingdom.