Analyzing Flywire (NASDAQ:FLYW) and Upexi (NASDAQ:UPXI)

Upexi (NASDAQ:UPXI) and Flywire (NASDAQ:FLYW) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, dividends and valuation.

Analyst Recommendations

This is a summary of current ratings for Upexi and Flywire, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upexi	1	0	1	0	2.00
Flywire	0	7	8	0	2.53

Upexi presently has a consensus target price of $5.00, suggesting a potential upside of 332.90%. Flywire has a consensus target price of $20.23, suggesting a potential upside of 14.75%. Given Upexi’s higher probable upside, equities research analysts plainly believe Upexi is more favorable than Flywire.

Profitability

This table compares Upexi and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Upexi	-984.34%	-157.49%	-22.60%
Flywire	4.77%	4.08%	2.81%

Volatility & Risk

Upexi has a beta of -0.26, indicating that its stock price is 126% less volatile than the S&P 500. Comparatively, Flywire has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500.

Insider and Institutional Ownership

5.7% of Upexi shares are held by institutional investors. Comparatively, 95.9% of Flywire shares are held by institutional investors. 9.0% of Upexi shares are held by insiders. Comparatively, 5.0% of Flywire shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Upexi and Flywire”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upexi	$25.00 million	4.07	-$246.07 million	($4.06)	-0.28
Flywire	$623.03 million	3.44	$13.50 million	$0.26	67.81

Flywire has higher revenue and earnings than Upexi. Upexi is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Summary

Flywire beats Upexi on 11 of the 14 factors compared between the two stocks.

About Upexi

Upexi, Inc. manufactures and sells various branded products in the health, wellness, pet, beauty, and other markets. The company was formerly known as Grove, Inc. and changed its name to Upexi, Inc. in August 2022. The company was incorporated in 2018 and is headquartered in Clearwater, Florida.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.