Synchrony Financial (SYF) Set to Release Earnings on Tuesday

Synchrony Financial (NYSE:SYF) is expected to release its Q3 2026 results before the market opens on Tuesday, October 20th. Analysts expect Synchrony Financial to announce earnings of $2.42 per share and revenue of $3.81 billion for the quarter. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. Parties may visit the company’s upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Tuesday, October 20, 2026 at 8:00 AM ET.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, July 21st. The financial services provider reported $2.59 EPS for the quarter, topping analysts’ consensus estimates of $2.14 by $0.45. Synchrony Financial had a return on equity of 23.09% and a net margin of 15.44%. The business had revenue of $3.72 billion during the quarter, compared to analyst estimates of $3.72 billion. During the same quarter last year, the company earned $2.50 EPS. On average, analysts expect Synchrony Financial to post $9.40 EPS for the current fiscal year and $10.44 EPS for the next fiscal year.

Synchrony Financial Price Performance

NYSE SYF opened at $73.72 on Monday. Synchrony Financial has a one year low of $63.08 and a one year high of $88.77. The stock has a 50-day moving average of $75.96 and a 200 day moving average of $74.56. The company has a market capitalization of $23.99 billion, a price-to-earnings ratio of 7.55, a PEG ratio of 0.86 and a beta of 1.35. The company has a debt-to-equity ratio of 1.08, a quick ratio of 1.22 and a current ratio of 1.22.

Synchrony Financial Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, August 17th. Shareholders of record on Wednesday, August 5th were paid a dividend of $0.34 per share. The ex-dividend date was Wednesday, August 5th. This represents a $1.36 annualized dividend and a yield of 1.8%. This is an increase from Synchrony Financial’s previous quarterly dividend of $0.30. Synchrony Financial’s dividend payout ratio (DPR) is currently 13.93%.

Analyst Upgrades and Downgrades

A number of analysts have recently commented on SYF shares. BMO Capital Markets assumed coverage on shares of Synchrony Financial in a research note on Friday, October 9th. They issued a “market perform” rating and a $81.00 price target for the company. Weiss Ratings raised shares of Synchrony Financial from a “buy (b-)” rating to a “buy (b)” rating in a report on Thursday, October 8th. Morgan Stanley lowered their price objective on shares of Synchrony Financial from $84.00 to $83.00 and set an “equal weight” rating on the stock in a research report on Monday, October 12th. Wolfe Research increased their price objective on shares of Synchrony Financial from $85.00 to $90.00 and gave the company an “outperform” rating in a research report on Tuesday, August 25th. Finally, TD Cowen dropped their target price on shares of Synchrony Financial from $90.00 to $86.00 and set a “buy” rating on the stock in a report on Tuesday, October 6th. Nine equities research analysts have rated the stock with a Buy rating and eight have given a Hold rating to the company. According to data from MarketBeat.com, Synchrony Financial has a consensus rating of “Moderate Buy” and an average price target of $87.25.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.