Capital One Financial (NYSE:COF) Price Target Raised to $225.00

Capital One Financial (NYSE:COF) had its price target raised by BMO Capital Markets from $219.00 to $225.00 in a research note issued to investors on Wednesday, Benzinga reports. The firm presently has a “market perform” rating on the financial services provider’s stock. BMO Capital Markets’ target price indicates a potential upside of 7.52% from the company’s current price.

Other equities research analysts have also recently issued research reports about the company. BTIG Research upped their price target on Capital One Financial from $224.00 to $259.00 and gave the stock a “buy” rating in a report on Tuesday, June 30th. Deutsche Bank Aktiengesellschaft set a $245.00 price objective on Capital One Financial in a report on Thursday, August 20th. Wolfe Research boosted their target price on Capital One Financial from $255.00 to $275.00 and gave the stock an “outperform” rating in a research report on Tuesday, August 25th. Weiss Ratings downgraded Capital One Financial from a “buy (b-)” rating to a “hold (c+)” rating in a research report on Tuesday, October 6th. Finally, Morgan Stanley lowered their target price on Capital One Financial from $273.00 to $267.00 and set an “overweight” rating on the stock in a report on Monday, October 12th. Twenty equities research analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. According to MarketBeat.com, Capital One Financial has an average rating of “Moderate Buy” and an average price target of $256.70.

Capital One Financial Price Performance

COF stock traded up $7.70 during trading on Wednesday, reaching $209.26. 3,128,558 shares of the company were exchanged, compared to its average volume of 4,629,088. The company has a debt-to-equity ratio of 0.39, a quick ratio of 1.02 and a current ratio of 1.02. The stock’s 50 day moving average price is $207.35 and its 200 day moving average price is $200.63. Capital One Financial has a 52-week low of $174.24 and a 52-week high of $259.64. The company has a market cap of $128.38 billion, a P/E ratio of 12.95, a PEG ratio of 0.96 and a beta of 1.04.

Capital One Financial (NYSE:COF) last issued its earnings results on Tuesday, October 20th. The financial services provider reported $6.69 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $5.50 by $1.19. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The company had revenue of $16.31 billion during the quarter, compared to analysts’ expectations of $16.25 billion. During the same period last year, the company posted $5.95 earnings per share. The firm’s quarterly revenue was up 6.4% compared to the same quarter last year. As a group, analysts predict that Capital One Financial will post 20.36 earnings per share for the current fiscal year.

Insiders Place Their Bets

In related news, insider Ravi Raghu sold 9,726 shares of Capital One Financial stock in a transaction that occurred on Friday, July 31st. The stock was sold at an average price of $209.78, for a total transaction of $2,040,320.28. Following the completion of the transaction, the insider directly owned 26,328 shares in the company, valued at $5,523,087.84. The trade was a 26.98% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Matthew W. Cooper sold 3,500 shares of the company’s stock in a transaction that occurred on Tuesday, October 6th. The shares were sold at an average price of $196.22, for a total value of $686,770.00. Following the completion of the sale, the general counsel directly owned 79,694 shares in the company, valued at approximately $15,637,556.68. The trade was a 4.21% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 37,664 shares of company stock valued at $7,914,162. Corporate insiders own 0.78% of the company’s stock.

Hedge Funds Weigh In On Capital One Financial

Several hedge funds have recently bought and sold shares of the stock. State Street Corp increased its position in Capital One Financial by 107.9% during the 2nd quarter. State Street Corp now owns 57,278,732 shares of the financial services provider’s stock worth $11,491,259,000 after purchasing an additional 29,724,829 shares in the last quarter. Bank of America Corp DE purchased a new position in Capital One Financial in the 2nd quarter valued at about $1,435,311,000. Legal & General Group Plc purchased a new position in Capital One Financial in the 2nd quarter valued at about $680,983,000. Berkshire Hathaway Inc purchased a new position in Capital One Financial in the 2nd quarter valued at about $601,860,000. Finally, Canada Pension Plan Investment Board acquired a new stake in shares of Capital One Financial during the 2nd quarter worth about $482,718,000. Hedge funds and other institutional investors own 89.84% of the company’s stock.

Key Stories Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Q3 earnings beat estimates: Adjusted earnings reached $6.69 per share versus the $5.45–$5.50 consensus range, while revenue rose roughly 6% year over year to approximately $16.3 billion. Net income increased to $3.54 billion, supported by higher net interest and non-interest income. Capital One Beats Q3 Earnings and Revenue Estimates
• Positive Sentiment: Profitability and credit trends improved: Pre-provision earnings rose 10% to $7.5 billion, net interest margin expanded 40 basis points sequentially to 8.41%, and the provision for credit losses declined to $2.9 billion. Domestic credit-card net charge-offs also fell from the prior quarter. Capital One Climbs After Quarterly Profit Tops Expectations
• Positive Sentiment: Discover integration is progressing: Management said annualized synergies have reached approximately $1.8 billion, ahead of schedule. The company also highlighted 25% growth in Global Payment Network transaction volume and continued share repurchases. Capital One Q3 2026 Earnings Call Transcript
• Positive Sentiment: JPMorgan raised its outlook: JPMorgan increased its COF price target from $227 to $241 and assigned an “overweight” rating, signaling confidence that earnings growth and integration benefits can continue.
• Neutral Sentiment: Capital One plans to increase marketing and network investments to compete more aggressively, which could support long-term growth but add near-term expense pressure. Capital One Will Step Up Marketing to Take On Rivals
• Negative Sentiment: Some credit risks remain: Domestic card delinquencies of 30 days or more increased to 3.74% from 3.39% in the prior quarter, warranting monitoring despite lower charge-offs.
• Negative Sentiment: Insiders have reported multiple sales and no open-market purchases over the past six months. Several transactions were conducted under pre-arranged Rule 10b5-1 plans, limiting their signaling value, but the activity may weigh modestly on sentiment. Capital One Insider Sales

About Capital One Financial

Capital One Financial Corporation is a diversified financial services company headquartered in McLean, Virginia. Founded in 1994, the company operates as a bank holding company through Capital One, N.A., providing financial products and services to consumers, small businesses and commercial customers.

Capital One is best known for its credit card business, which offers a range of consumer and business cards. Its other activities include consumer banking products such as checking and savings accounts, auto loans and retail banking services, as well as commercial banking services for businesses and institutions.

The company primarily serves customers in the United States through digital channels, branches and other distribution networks.