Ally Financial (NYSE:ALLY) Rating Lowered to “Hold” at Evercore

Ally Financial (NYSE:ALLY) was downgraded by research analysts at Evercore from a “strong-buy” rating to a “hold” rating in a research report issued on Wednesday, Zacks reports.

A number of other equities research analysts have also issued reports on the company. Barclays dropped their price target on Ally Financial from $56.00 to $48.00 and set an “equal weight” rating for the company in a research report on Wednesday. Deutsche Bank Aktiengesellschaft set a $56.00 price objective on Ally Financial in a research report on Wednesday. Wells Fargo & Company lowered Ally Financial from an “overweight” rating to an “equal weight” rating and lowered their price objective for the stock from $55.00 to $42.00 in a research note on Wednesday, September 30th. Citigroup dropped their target price on Ally Financial from $58.00 to $50.00 and set a “buy” rating for the company in a report on Friday, September 25th. Finally, Royal Bank Of Canada dropped their target price on Ally Financial from $55.00 to $50.00 and set an “outperform” rating for the company in a report on Friday, October 9th. One investment analyst has rated the stock with a Strong Buy rating, ten have given a Buy rating, five have issued a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, the company has an average rating of “Moderate Buy” and a consensus price target of $48.21.

Ally Financial Stock Performance

ALLY opened at $38.70 on Wednesday. Ally Financial has a twelve month low of $35.92 and a twelve month high of $47.29. The firm has a market capitalization of $11.77 billion, a PE ratio of 7.99, a PEG ratio of 0.29 and a beta of 1.11. The company has a current ratio of 0.94, a quick ratio of 0.92 and a debt-to-equity ratio of 1.45. The firm’s 50-day moving average price is $40.45 and its 200 day moving average price is $42.67.

Ally Financial (NYSE:ALLY) last released its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $1.34 EPS for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. Ally Financial had a net margin of 16.84% and a return on equity of 12.11%. The company had revenue of $2.35 billion during the quarter, compared to the consensus estimate of $2.31 billion. During the same quarter in the prior year, the firm earned $1.15 EPS. Ally Financial’s quarterly revenue was up 6.1% on a year-over-year basis. As a group, sell-side analysts expect that Ally Financial will post 5.00 EPS for the current fiscal year.

Insider Activity

In other news, insider Stephanie Richard sold 5,000 shares of the firm’s stock in a transaction that occurred on Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total transaction of $221,150.00. Following the completion of the sale, the insider owned 88,927 shares in the company, valued at $3,933,241.21. This trade represents a 5.32% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. 0.46% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in the business. SJS Investment Consulting Inc. grew its position in Ally Financial by 30.8% in the first quarter. SJS Investment Consulting Inc. now owns 1,019 shares of the financial services provider’s stock worth $40,000 after acquiring an additional 240 shares during the period. Fifth Third Wealth Advisors LLC increased its stake in Ally Financial by 3.1% during the first quarter. Fifth Third Wealth Advisors LLC now owns 8,010 shares of the financial services provider’s stock worth $314,000 after acquiring an additional 243 shares during the last quarter. Farther Finance Advisors LLC raised its position in Ally Financial by 3.1% in the third quarter. Farther Finance Advisors LLC now owns 9,247 shares of the financial services provider’s stock valued at $348,000 after purchasing an additional 282 shares during the period. Arizona State Retirement System raised its position in Ally Financial by 0.4% in the second quarter. Arizona State Retirement System now owns 76,467 shares of the financial services provider’s stock valued at $3,514,000 after purchasing an additional 296 shares during the period. Finally, Waverly Advisors LLC raised its position in Ally Financial by 1.3% in the second quarter. Waverly Advisors LLC now owns 23,749 shares of the financial services provider’s stock valued at $1,091,000 after purchasing an additional 307 shares during the period. 88.76% of the stock is currently owned by institutional investors and hedge funds.

Key Ally Financial News

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q3 earnings and revenue exceeded expectations. Ally reported adjusted earnings of $1.34 per share, ahead of the roughly $1.32–$1.33 consensus, while revenue rose 6.1% year over year to $2.35 billion. Earnings also increased from $1.15 per share in the prior-year quarter. Ally Financial reports third quarter 2026 financial results
• Positive Sentiment: Management raised shareholder returns and maintained growth targets. Ally increased its dividend by 17%, while projecting full-year average earning-asset growth of 5%–6%. The company also expects full-year net interest margin of 3.6%–3.65%. Ally Reports Q3 Earnings, Raises Dividend 17%
• Positive Sentiment: Some analysts see meaningful upside. JPMorgan raised its price target to $44 and maintained an Overweight rating. TD Cowen retained a Buy rating despite reducing its target to $52. Commentary also highlighted core ROTCE of 13.1%, stable retail-auto charge-offs within guidance, buybacks below tangible book value, and continued tangible-book growth. Ally Financial: Q3 Delivered On the Three Things I Said I’d Watch
• Neutral Sentiment: Analyst views remain mixed. While JPMorgan is constructive, Barclays lowered its target to $48 and assigned Equal Weight, signaling reduced conviction even though the target remains above the current market level.
• Negative Sentiment: Credit costs and auto delinquencies are investor concerns. Provisions for loan losses increased, and auto delinquencies rose alongside loan originations. Evercore ISI downgraded ALLY to In Line from Outperform, citing net interest margin pressure and credit-cost risk. Ally Financial cut to hold at Evercore ISI

Ally Financial Company Profile

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.