Five Star Bancorp (NASDAQ:FSBC) Given “Buy” Rating at DA Davidson

Five Star Bancorp (NASDAQ:FSBC)‘s stock had its “buy” rating reaffirmed by analysts at DA Davidson in a research note issued to investors on Tuesday, Benzinga reports. They presently have a $55.00 price target on the stock. DA Davidson‘s price target suggests a potential upside of 20.99% from the company’s current price.

A number of other equities research analysts also recently issued reports on FSBC. Weiss Ratings downgraded shares of Five Star Bancorp from a “buy (b+)” rating to a “buy (b)” rating in a research report on Monday, September 21st. Zacks Research raised shares of Five Star Bancorp from a “strong sell” rating to a “hold” rating in a research report on Friday, August 28th. Finally, Stephens set a $51.00 price objective on shares of Five Star Bancorp in a research report on Monday, July 27th. Three research analysts have rated the stock with a Buy rating and three have given a Hold rating to the company. According to data from MarketBeat.com, Five Star Bancorp currently has a consensus rating of “Moderate Buy” and an average target price of $47.25.

Five Star Bancorp Stock Up 2.2%

FSBC stock traded up $0.96 during trading on Tuesday, reaching $45.46. The stock had a trading volume of 218,987 shares, compared to its average volume of 130,271. Five Star Bancorp has a one year low of $32.20 and a one year high of $50.26. The company’s 50 day moving average is $44.42 and its two-hundred day moving average is $42.59. The company has a market capitalization of $1.12 billion, a price-to-earnings ratio of 13.45 and a beta of 0.55.

Five Star Bancorp (NASDAQ:FSBC) last issued its quarterly earnings data on Tuesday, October 27th. The company reported $0.92 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.85 by $0.07. Five Star Bancorp had a net margin of 25.92% and a return on equity of 15.92%. The business had revenue of $52.62 million during the quarter, compared to the consensus estimate of $51.31 million. As a group, research analysts predict that Five Star Bancorp will post 3.50 earnings per share for the current fiscal year.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Dimensional Fund Advisors LP boosted its stake in Five Star Bancorp by 12.0% in the first quarter. Dimensional Fund Advisors LP now owns 321,938 shares of the company’s stock valued at $12,143,000 after acquiring an additional 34,396 shares during the last quarter. Ieq Capital LLC purchased a new stake in shares of Five Star Bancorp during the 2nd quarter valued at approximately $1,203,000. Bank of New York Mellon Corp purchased a new stake in shares of Five Star Bancorp during the 2nd quarter valued at approximately $4,642,000. Squarepoint Ops LLC purchased a new stake in shares of Five Star Bancorp during the 2nd quarter valued at approximately $1,994,000. Finally, Connor Clark & Lunn Investment Management Ltd. purchased a new stake in shares of Five Star Bancorp during the 2nd quarter valued at approximately $795,000. 46.94% of the stock is currently owned by hedge funds and other institutional investors.

Key Headlines Impacting Five Star Bancorp

Here are the key news stories impacting Five Star Bancorp this week:

• Positive Sentiment: Q3 earnings beat estimates: Five Star reported $0.92 in EPS versus the $0.85 consensus estimate and revenue of $52.62 million versus expectations of $51.31 million. EPS rose from $0.77 a year earlier. Five Star Bancorp Q3 earnings results
• Positive Sentiment: Profitability and net interest income improved: Net income increased to $21.9 million from $19.4 million in the prior quarter and $16.3 million a year ago. Net interest income rose 29% year over year to $50.9 million, while net interest margin expanded to 3.69% from 3.56% a year earlier. The efficiency ratio improved to 39.13%. Five Star Bancorp Announces Third Quarter 2026 Results
• Positive Sentiment: Loan growth and capital expansion support future growth: Loans held for investment grew 4% sequentially and 21% year over year. The company raised approximately $130 million through a common-stock offering, lifting its common equity Tier 1 ratio to 12.52% and providing capital for organic expansion and strategic investments.
• Positive Sentiment: Shareholder returns and analyst support: FSBC declared a $0.25-per-share dividend, $0.05 above the comparable 2025 dividend. DA Davidson reaffirmed its “Buy” rating and set a $55 price target, implying approximately 21% upside from the referenced trading level. DA Davidson rating and price target
• Neutral Sentiment: Credit quality remains a monitoring point: Nonperforming loans increased to $13.3 million from $3.1 million at year-end, although the ratio improved slightly to 0.28% from 0.30% in the prior quarter and the largest troubled loan is reportedly well secured.
• Negative Sentiment: Risks include dilution and higher costs: The stock offering increased shares outstanding by roughly 11% sequentially, which can dilute existing shareholders. Non-interest expense rose 24% year over year, other comprehensive loss was $3.0 million, and non-interest income declined 14% year over year.

Five Star Bancorp Company Profile

Five Star Bancorp is the bank holding company for Five Star Bank, a community bank headquartered in the Sacramento, California, area. The bank provides commercial banking services to businesses, professionals, nonprofit organizations and individuals, with an emphasis on relationship-based banking and local market expertise.

Five Star Bank offers a range of deposit products, including checking, savings, money market and time deposit accounts, along with commercial lending solutions. Its lending activities include commercial real estate, construction and land development, commercial and industrial, small business and residential real estate loans.