Citizens (CIA) Projected to Release Quarterly Earnings on Thursday

Citizens (NYSE:CIA) will likely be issuing its Q3 2026 results before the market opens on Thursday, November 5th. Analysts expect the company to post earnings of $0.03 per share and revenue of $64.72 million for the quarter. Individuals can find conference call details on the company’s upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Friday, November 6, 2026 at 4:00 PM ET.

Citizens (NYSE:CIA) last announced its quarterly earnings results on Thursday, August 6th. The insurance provider reported $0.01 earnings per share for the quarter, missing the consensus estimate of $0.07 by ($0.06). The company had revenue of $61.90 million for the quarter, compared to analysts’ expectations of $63.85 million. Citizens had a net margin of 4.55% and a return on equity of 4.73%. On average, analysts expect Citizens to post $0.12 EPS for the current fiscal year and $0.21 EPS for the next fiscal year.

Citizens Price Performance

NYSE:CIA opened at $3.80 on Thursday. Citizens has a 1-year low of $3.31 and a 1-year high of $6.54. The company has a 50 day moving average price of $3.64 and a 200-day moving average price of $4.87. The firm has a market cap of $212.80 million, a price-to-earnings ratio of 18.10 and a beta of 0.47.

Insider Buying and Selling at Citizens

In other news, Director Michael Philip Harwood acquired 10,000 shares of the company’s stock in a transaction on Monday, August 31st. The shares were bought at an average cost of $3.80 per share, with a total value of $38,000.00. Following the transaction, the director owned 11,096 shares in the company, valued at approximately $42,164.80. This trade represents a 912.41% increase in their position. The purchase was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CEO Jon Stenberg bought 12,000 shares of the company’s stock in a transaction that occurred on Tuesday, August 11th. The stock was acquired at an average cost of $3.65 per share, for a total transaction of $43,800.00. Following the acquisition, the chief executive officer directly owned 389,574 shares of the company’s stock, valued at $1,421,945.10. The trade was a 3.18% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. Insiders have purchased a total of 27,376 shares of company stock valued at $102,390 over the last three months. 2.20% of the stock is currently owned by insiders.

Wall Street Analysts Forecast Growth

Several equities analysts recently weighed in on the company. Citigroup began coverage on Citizens in a research note on Monday, August 24th. They issued a “buy” rating for the company. Weiss Ratings upgraded shares of Citizens from a “sell (d+)” rating to a “hold (c-)” rating in a research report on Friday, October 16th. Freedom Broker initiated coverage on Citizens in a research report on Monday, August 24th. They set a “buy” rating and a $5.50 price objective on the stock. Zacks Research downgraded shares of Citizens from a “hold” rating to a “strong sell” rating in a research note on Wednesday, October 7th. Finally, Wall Street Zen raised Citizens from a “strong sell” rating to a “sell” rating in a research note on Sunday, October 11th. Two research analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Hold” and a consensus target price of $5.50.

Citizens Company Profile

Citizens, Inc (NYSE: CIA) is an insurance holding company focused primarily on life insurance products. Through its operating subsidiaries, the company provides coverage designed to address final expenses, mortgage protection, income replacement and other long-term financial needs.

Its product offerings have included whole life, term life, universal life and other life insurance policies, as well as related insurance solutions. Citizens serves policyholders in the United States and selected international markets, including countries and territories in Latin America and the Caribbean.

The company is based in Austin, Texas, and has historically operated through insurance subsidiaries serving domestic and international customers.