Princeton Bancorp (NASDAQ:BPRN) Posts Earnings Results, Misses Estimates By $0.80 EPS

Princeton Bancorp (NASDAQ:BPRN) posted its quarterly earnings results on Wednesday. The company reported $0.15 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.95 by ($0.80), FiscalAI reports. The firm had revenue of $22.47 million for the quarter, compared to the consensus estimate of $22.35 million. Princeton Bancorp had a return on equity of 7.43% and a net margin of 15.01%.

Princeton Bancorp Trading Down 3.4%

Shares of NASDAQ:BPRN opened at $43.10 on Friday. Princeton Bancorp has a 12-month low of $30.76 and a 12-month high of $46.33. The business’s fifty day simple moving average is $43.32 and its 200-day simple moving average is $38.27. The company has a market capitalization of $293.64 million, a PE ratio of 14.37 and a beta of 0.47.

Princeton Bancorp Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Wednesday, November 25th. Stockholders of record on Wednesday, November 11th will be issued a $0.40 dividend. The ex-dividend date is Tuesday, November 10th. This represents a $1.60 dividend on an annualized basis and a dividend yield of 3.7%. This is a boost from Princeton Bancorp’s previous quarterly dividend of $0.35. Princeton Bancorp’s dividend payout ratio (DPR) is 46.67%.

Analysts Set New Price Targets

Separately, Weiss Ratings reaffirmed a “buy (b)” rating on shares of Princeton Bancorp in a research note on Wednesday, September 9th. One equities research analyst has rated the stock with a Buy rating and two have issued a Hold rating to the company. According to MarketBeat, the company presently has a consensus rating of “Hold” and a consensus target price of $37.50.

Insiders Place Their Bets

In other news, Director Martin Tuchman bought 10,534 shares of Princeton Bancorp stock in a transaction on Wednesday, August 12th. The stock was acquired at an average cost of $42.98 per share, for a total transaction of $452,751.32. Following the completion of the acquisition, the director owned 24,138 shares of the company’s stock, valued at $1,037,451.24. This trade represents a 77.43% increase in their position. The purchase was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, insider Matthew T. Clark sold 1,428 shares of the stock in a transaction dated Thursday, August 6th. The shares were sold at an average price of $41.95, for a total transaction of $59,904.60. Following the sale, the insider directly owned 1,428 shares of the company’s stock, valued at approximately $59,904.60. The trade was a 50.00% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Corporate insiders own 23.10% of the company’s stock.

Princeton Bancorp News Roundup

Here are the key news stories impacting Princeton Bancorp this week:

• Positive Sentiment: Dividend increased 14.3%: Princeton Bancorp raised its quarterly cash dividend from $0.35 to $0.40 per share, payable November 25 to shareholders of record November 11. The new annualized payout is $1.60 per share, representing a yield of approximately 3.6%. Dividend increase article
• Positive Sentiment: Loan and deposit growth continued: Net loans increased by $80 million on an annualized linked-quarter basis, while deposits grew by $68 million. Nonperforming assets also declined by $8.3 million from year-end 2025 to $8.2 million at September 30. Third-quarter results article
• Neutral Sentiment: Revenue was broadly in line: Third-quarter revenue totaled $22.47 million, slightly above the $22.35 million analyst consensus. Net interest income was $20.0 million, roughly flat sequentially and modestly higher year over year, indicating that the main weakness was credit costs rather than revenue generation. MarketBeat earnings coverage
• Negative Sentiment: Major earnings miss: Earnings fell to $0.15 per diluted share from $0.95 a year earlier and $1.04 in the prior quarter, missing estimates ranging from $0.95 to $0.98 per share. Zacks earnings miss article
• Negative Sentiment: Commercial real estate losses hurt results: The bank recorded a $7.6 million provision for credit losses, primarily related to charge-offs on two commercial real estate loans. Third-quarter net income was approximately $1.0 million, versus $6.5 million a year earlier. CRE loan losses article

Princeton Bancorp Company Profile

Princeton Bancorp, Inc is a bank holding company headquartered in Princeton, New Jersey. Its principal subsidiary, The Bank of Princeton, provides banking services to individuals, businesses and organizations through its community banking franchise.

The Bank of Princeton offers deposit products, residential and commercial real estate loans, commercial and industrial financing, construction lending, consumer loans and other traditional banking services. It also provides online and mobile banking tools, treasury management and related services designed to support business and personal financial needs.

Founded in 2007, The Bank of Princeton serves communities in central New Jersey and the greater Philadelphia region, including southern New Jersey and nearby Pennsylvania markets.