Q3 Earnings Estimate for Visa Issued By KeyCorp (NYSE:V)

Visa Inc. (NYSE:V) – Equities research analysts at KeyCorp issued their Q3 2027 earnings per share estimates for Visa in a research note issued to investors on Wednesday, October 28th. KeyCorp analyst A. Schmidt forecasts that the credit-card processor will earn $3.77 per share for the quarter. KeyCorp currently has an “Overweight” rating and a $425.00 target price on the stock. The consensus estimate for Visa’s current full-year earnings is $15.03 per share. KeyCorp also issued estimates for Visa’s Q4 2027 earnings at $4.02 EPS, Q1 2028 earnings at $4.17 EPS, Q2 2028 earnings at $4.11 EPS, Q3 2028 earnings at $4.22 EPS, Q4 2028 earnings at $4.43 EPS, FY2028 earnings at $16.93 EPS and FY2029 earnings at $19.00 EPS.

A number of other equities analysts have also weighed in on V. Truist Financial set a $443.00 price objective on Visa and gave the company a “buy” rating in a research note on Friday, October 23rd. Citigroup restated a “buy” rating and issued a $440.00 target price (up from $400.00) on shares of Visa in a research note on Wednesday, July 29th. Loop Capital lifted their price target on Visa from $387.00 to $404.00 and gave the company a “buy” rating in a research report on Wednesday, July 29th. TD Cowen reissued a “buy” rating and issued a $450.00 price target (up from $420.00) on shares of Visa in a report on Wednesday. Finally, DZ Bank restated a “buy” rating on shares of Visa in a research report on Monday, August 3rd. Two analysts have rated the stock with a Strong Buy rating and thirty-five have assigned a Buy rating to the company. According to data from MarketBeat.com, the company has a consensus rating of “Buy” and an average price target of $438.41.

Visa Trading Up 2.4%

Shares of Visa stock opened at $410.25 on Friday. The company has a debt-to-equity ratio of 0.54, a current ratio of 0.97 and a quick ratio of 0.99. The firm has a fifty day moving average price of $380.36 and a 200 day moving average price of $341.90. Visa has a 1 year low of $293.89 and a 1 year high of $414.60. The stock has a market cap of $732.06 billion, a PE ratio of 33.27, a price-to-earnings-growth ratio of 1.88 and a beta of 0.77.

Visa (NYSE:V) last posted its quarterly earnings results on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $3.44 by $0.04. Visa had a net margin of 51.20% and a return on equity of 70.50%. The company had revenue of $12.14 billion during the quarter, compared to analyst estimates of $12.09 billion. During the same period last year, the firm posted $2.98 EPS. Visa’s revenue for the quarter was up 13.2% compared to the same quarter last year.

Institutional Investors Weigh In On Visa

Several institutional investors have recently bought and sold shares of V. XXEC Inc. raised its holdings in shares of Visa by 153,118.8% during the 2nd quarter. XXEC Inc. now owns 186,260,448 shares of the credit-card processor’s stock valued at $63,904,097,000 after buying an additional 186,138,883 shares during the period. State Street Corp lifted its position in Visa by 0.7% during the 2nd quarter. State Street Corp now owns 82,872,209 shares of the credit-card processor’s stock worth $28,432,626,000 after acquiring an additional 566,194 shares in the last quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC lifted its position in Visa by 13.0% during the 2nd quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC now owns 15,720,068 shares of the credit-card processor’s stock worth $5,393,398,000 after acquiring an additional 1,808,496 shares in the last quarter. Dimensional Fund Advisors LP lifted its position in Visa by 3.7% during the 1st quarter. Dimensional Fund Advisors LP now owns 8,842,842 shares of the credit-card processor’s stock worth $2,672,655,000 after acquiring an additional 316,559 shares in the last quarter. Finally, Amundi boosted its holdings in Visa by 16.5% in the 2nd quarter. Amundi now owns 7,714,919 shares of the credit-card processor’s stock worth $2,646,911,000 after acquiring an additional 1,092,315 shares during the period. 82.15% of the stock is currently owned by institutional investors and hedge funds.

Insider Activity

In other news, CEO Ryan Mcinerney sold 5,875 shares of Visa stock in a transaction dated Thursday, October 1st. The shares were sold at an average price of $358.81, for a total value of $2,108,008.75. Following the sale, the chief executive officer owned 15,174 shares in the company, valued at $5,444,582.94. This trade represents a 27.91% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Julie Rottenberg sold 1,867 shares of the business’s stock in a transaction dated Wednesday, September 9th. The stock was sold at an average price of $368.34, for a total transaction of $687,690.78. Following the sale, the general counsel directly owned 18,404 shares of the company’s stock, valued at $6,778,929.36. This represents a 9.21% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders sold 21,520 shares of company stock worth $7,960,757. Company insiders own 0.12% of the company’s stock.

Visa Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, December 1st. Shareholders of record on Tuesday, November 10th will be issued a dividend of $0.78 per share. The ex-dividend date of this dividend is Tuesday, November 10th. This is a positive change from Visa’s previous quarterly dividend of $0.67. This represents a $3.12 annualized dividend and a yield of 0.8%. Visa’s payout ratio is 25.30%.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Broad analyst support: Royal Bank of Canada reaffirmed an “Outperform” rating with a $466 price target, while Oppenheimer and Barclays raised their targets to $440. JPMorgan also lifted its target to $455, and Wells Fargo increased its target to $463 while maintaining an “Overweight” rating. The upgrades reinforce confidence in Visa’s earnings growth and payments outlook. Royal Bank of Canada rating
• Positive Sentiment: Strong quarterly performance: Visa exceeded earnings and revenue expectations, supported by higher payment volumes, cross-border transactions and transaction processing. Management also indicated that the U.S. consumer remains resilient and expects double-digit revenue growth in fiscal 2027, despite higher client incentives. Visa earnings report
• Positive Sentiment: China and global payments expansion: Visa received approval to prepare for a domestic bank-card clearing business in China and signed a broader partnership with Tencent covering cross-border payments, AI-powered commerce and international transfers. This could expand Visa’s long-term addressable market. Tencent and Visa partnership
• Positive Sentiment: New payment growth opportunities: Visa’s annualized stablecoin settlement volume surpassed $25 billion, roughly ten times last year’s level, while stablecoin-linked card programs exceeded 225. Shopify’s adoption of Visa and Mastercard agentic-payment technology also supports future transaction growth. Visa stablecoin settlement growth
• Positive Sentiment: Shareholder return increased: Visa raised its quarterly dividend 16.4% to $0.78 per share, signaling confidence in cash-flow generation, although the resulting yield remains modest at approximately 0.8%.
• Neutral Sentiment: Merchant litigation settlement: Visa and Mastercard agreed to drop the “honor all cards” rule in a settlement with merchants. The change may provide merchants more flexibility but is not expected to materially alter Visa’s business model in the near term. Merchant settlement analysis
• Negative Sentiment: Valuation and competition remain risks: Visa trades at a premium earnings multiple, and comparisons with Block highlight concerns that faster-growing digital-payment competitors may offer more upside. Higher client incentives could also pressure margins if payment growth moderates.

About Visa

Visa Inc (NYSE: V) is a global payments technology company that facilitates electronic payments between consumers, businesses, financial institutions and governments. Through its VisaNet network, the company authorizes, clears and settles transactions made with Visa-branded credit, debit and prepaid cards, while generally not issuing cards, extending credit or setting cardholder account terms.

Visa provides payment products and services for consumer, commercial and government payments, as well as digital commerce and money movement.