Lendingclub (NASDAQ:HAPN) Issues Q4 2026 Earnings Guidance

Lendingclub (NASDAQ:HAPN) updated its fourth quarter 2026 earnings guidance on Friday morning. The company provided earnings per share (EPS) guidance of 0.430-0.480 for the period, compared to the consensus earnings per share estimate of 0.460. Lendingclub also updated its FY 2026 guidance to 1.870-1.920 EPS.

Lendingclub Trading Down 2.2%

Lendingclub stock opened at $15.69 on Friday. Lendingclub has a fifty-two week low of $13.05 and a fifty-two week high of $21.67. The company has a market capitalization of $1.81 billion, a PE ratio of 8.99 and a beta of 1.88. The stock has a fifty day moving average price of $15.95.

Lendingclub (NASDAQ:HAPN) last posted its earnings results on Wednesday, October 28th. The company reported $0.50 EPS for the quarter, topping the consensus estimate of $0.47 by $0.03. Lendingclub had a return on equity of 13.76% and a net margin of 20.16%. The business had revenue of $279.09 million during the quarter. The business’s revenue for the quarter was down 1.1% compared to the same quarter last year. As a group, equities research analysts forecast that Lendingclub will post 1.86 EPS for the current year.

Analyst Ratings Changes

Several analysts have weighed in on the company. BTIG Research reaffirmed a “buy” rating and issued a $25.00 price target on shares of Lendingclub in a report on Tuesday, July 28th. Citizens Jmp boosted their price objective on Lendingclub from $23.00 to $25.00 and gave the stock a “market outperform” rating in a report on Tuesday, July 28th. Piper Sandler decreased their price objective on shares of Lendingclub from $25.00 to $20.00 and set an “overweight” rating on the stock in a research report on Thursday. Finally, Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Lendingclub in a research note on Tuesday, September 22nd. Three analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average target price of $23.33.

Insider Buying and Selling at Lendingclub

In other Lendingclub news, SVP Fergal Stack sold 40,000 shares of Lendingclub stock in a transaction that occurred on Tuesday, August 18th. The shares were sold at an average price of $18.86, for a total transaction of $754,400.00. Following the transaction, the senior vice president directly owned 114,977 shares of the company’s stock, valued at approximately $2,168,466.22. This trade represents a 25.81% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Scott Sanborn sold 28,750 shares of the business’s stock in a transaction on Wednesday, August 26th. The stock was sold at an average price of $18.25, for a total transaction of $524,687.50. Following the completion of the sale, the chief executive officer directly owned 1,462,774 shares of the company’s stock, valued at $26,695,625.50. This represents a 1.93% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Insiders have sold 137,800 shares of company stock worth $2,618,356 over the last ninety days. Insiders own 3.31% of the company’s stock.

Lendingclub Company Profile

LendingClub Corporation is a U.S.-based financial technology company that operates a digital banking and lending platform. The company connects consumers seeking credit with funding sources and provides personal loans, debt-consolidation loans, auto-refinancing loans and other consumer credit products through its online platform.

Following its acquisition of Radius Bancorp in 2020, LendingClub also operates as a bank holding company through LendingClub Bank, National Association. Its banking operations support consumer and commercial lending, as well as deposit products designed to provide funding for loans and other banking activities.

Founded in 2006, LendingClub primarily serves customers in the United States.