HCI Group (HCI) versus Its Peers Head to Head Analysis

HCI Group (NYSE:HCI) is one of 311 public companies in the “Insurance” industry, but how does it contrast to its competitors? We will compare HCI Group to similar companies based on the strength of its earnings, valuation, profitability, risk, dividends, institutional ownership and analyst recommendations.

Valuation & Earnings

This table compares HCI Group and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
HCI Group	$900.95 million	$299.01 million	8.54
HCI Group Competitors	$15.39 billion	$1.70 billion	34.44

HCI Group’s competitors have higher revenue and earnings than HCI Group. HCI Group is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a summary of current recommendations and price targets for HCI Group and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HCI Group	0	1	5	1	3.00
HCI Group Competitors	3321	15621	16447	737	2.40

HCI Group currently has a consensus target price of $241.67, suggesting a potential upside of 22.02%. As a group, “Insurance” companies have a potential upside of 6.28%. Given HCI Group’s stronger consensus rating and higher possible upside, equities analysts clearly believe HCI Group is more favorable than its competitors.

Profitability

This table compares HCI Group and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HCI Group	32.60%	28.80%	12.25%
HCI Group Competitors	9.24%	-9.74%	4.23%

Risk & Volatility

HCI Group has a beta of 1.05, suggesting that its stock price is 5% more volatile than the S&P 500. Comparatively, HCI Group’s competitors have a beta of -1.51, suggesting that their average stock price is 251% less volatile than the S&P 500.

Insider & Institutional Ownership

87.0% of HCI Group shares are owned by institutional investors. Comparatively, 55.9% of shares of all “Insurance” companies are owned by institutional investors. 18.5% of HCI Group shares are owned by insiders. Comparatively, 13.6% of shares of all “Insurance” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Dividends

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 0.8%. HCI Group pays out 6.9% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 2.9% and pay out 30.4% of their earnings in the form of a dividend.

Summary

HCI Group beats its competitors on 11 of the 15 factors compared.

HCI Group Company Profile

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.