Recent Research Analysts’ Ratings Updates for USCB Financial (USCB)

USCB Financial (NASDAQ: USCB) recently received a number of ratings updates from brokerages and research firms:

• 10/28/2026 – USCB Financial was downgraded by Weiss Ratings from “buy (b+)” to “buy (b)”.
• 10/27/2026 – USCB Financial had its price target lowered by Piper Sandler from $27.00 to $24.00. They now have an “overweight” rating on the stock.
• 10/26/2026 – USCB Financial was downgraded by Raymond James Financial from “strong-buy” to “outperform”. They now have a $23.00 price target on the stock, down from $25.00.
• 10/26/2026 – USCB Financial was downgraded by Zacks Research from “hold” to “strong sell”.
• 10/8/2026 – USCB Financial was upgraded by Weiss Ratings from “buy (b)” to “buy (b+)”.
• 9/25/2026 – USCB Financial was downgraded by Zacks Research from “strong-buy” to “hold”.

USCB Financial Trading Up 1.0%

Shares of NASDAQ:USCB opened at $20.07 on Tuesday. USCB Financial Holdings, Inc. has a 52-week low of $17.00 and a 52-week high of $23.89. The company has a market capitalization of $370.69 million, a P/E ratio of 12.70 and a beta of 0.45. The company has a 50-day simple moving average of $22.19 and a 200 day simple moving average of $20.29. The company has a debt-to-equity ratio of 1.20, a quick ratio of 0.97 and a current ratio of 0.97.

USCB Financial (NASDAQ:USCB) last posted its quarterly earnings results on Thursday, October 22nd. The company reported $0.51 EPS for the quarter, missing analysts’ consensus estimates of $0.56 by ($0.05). The business had revenue of $26.97 million for the quarter, compared to the consensus estimate of $29.18 million. USCB Financial had a return on equity of 15.76% and a net margin of 17.44%. Sell-side analysts forecast that USCB Financial Holdings, Inc. will post 2.01 earnings per share for the current year.

USCB Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, December 4th. Stockholders of record on Monday, November 16th will be given a $0.1250 dividend. This represents a $0.50 dividend on an annualized basis and a dividend yield of 2.5%. The ex-dividend date of this dividend is Monday, November 16th. USCB Financial’s dividend payout ratio (DPR) is presently 31.65%.

USCB Financial Corp. is the bank holding company for U.S. Century Bank, a community bank headquartered in South Florida. The bank provides financial products and services to individuals, businesses, professionals and nonprofit organizations in the region, with a particular focus on the Miami-Dade County market and surrounding South Florida communities.

U.S. Century Bank offers deposit accounts, commercial and residential real estate loans, commercial and industrial lending, consumer loans and small business financing.