OppFi Stock Earnings Estimates Cut by Northland Securities

OppFi Inc. (NYSE:OPFI) – Northland Securities dropped their Q1 2027 earnings estimates for shares of OppFi in a report released on Tuesday, November 3rd. Northland Securities analyst M. Grondahl now expects that the company will post earnings of $0.34 per share for the quarter, down from their previous estimate of $0.38. The consensus estimate for OppFi’s current full-year earnings is $1.36 per share. Northland Securities also issued estimates for OppFi’s Q2 2027 earnings at $0.34 EPS.

Several other equities analysts also recently commented on the company. Wall Street Zen downgraded OppFi from a “buy” rating to a “hold” rating in a research report on Sunday, August 16th. Weiss Ratings reissued a “hold (c)” rating on shares of OppFi in a report on Friday, August 7th. Stephens reduced their price target on OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a research note on Tuesday, August 11th. UBS Group set a $11.00 price objective on OppFi in a report on Wednesday, August 26th. Finally, Zacks Research raised OppFi from a “strong sell” rating to a “hold” rating in a report on Monday, October 12th. Two analysts have rated the stock with a Buy rating and four have given a Hold rating to the company. According to MarketBeat.com, the company currently has an average rating of “Hold” and an average target price of $10.50.

OppFi Stock Up 4.0%

Shares of OPFI stock opened at $5.83 on Wednesday. OppFi has a 12-month low of $5.36 and a 12-month high of $11.69. The company has a market capitalization of $496.35 million, a PE ratio of 3.83 and a beta of 1.95. The firm has a 50 day moving average price of $6.38 and a two-hundred day moving average price of $8.19.

OppFi (NYSE:OPFI) last announced its quarterly earnings results on Tuesday, October 27th. The company reported $0.37 EPS for the quarter, beating analysts’ consensus estimates of $0.36 by $0.01. The business had revenue of $92.75 million for the quarter, compared to analyst estimates of $152.10 million. OppFi had a net margin of 15.62% and a return on equity of 26.61%.

Insiders Place Their Bets

In other OppFi news, CFO Pamela D. Johnson sold 8,650 shares of the stock in a transaction that occurred on Friday, September 11th. The shares were sold at an average price of $8.02, for a total transaction of $69,373.00. Following the transaction, the chief financial officer owned 151,039 shares in the company, valued at $1,211,332.78. This represents a 5.42% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, CEO Todd G. Schwartz bought 3,300 shares of the firm’s stock in a transaction on Friday, September 11th. The shares were acquired at an average price of $7.96 per share, for a total transaction of $26,268.00. Following the transaction, the chief executive officer owned 639,958 shares in the company, valued at approximately $5,094,065.68. This represents a 0.52% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. In the last quarter, insiders acquired 130,640 shares of company stock worth $936,475 and sold 114,985 shares worth $832,289. Corporate insiders own 70.20% of the company’s stock.

Institutional Investors Weigh In On OppFi

Several institutional investors have recently made changes to their positions in OPFI. R Squared Ltd raised its holdings in OppFi by 10.5% in the 1st quarter. R Squared Ltd now owns 21,684 shares of the company’s stock valued at $167,000 after acquiring an additional 2,053 shares in the last quarter. State of Wyoming increased its position in shares of OppFi by 7.9% in the first quarter. State of Wyoming now owns 42,739 shares of the company’s stock worth $330,000 after purchasing an additional 3,139 shares during the period. State of Alaska Department of Revenue increased its position in shares of OppFi by 16.4% in the third quarter. State of Alaska Department of Revenue now owns 26,141 shares of the company’s stock worth $157,000 after purchasing an additional 3,689 shares during the period. Hsbc Holdings PLC raised its stake in OppFi by 46.8% in the first quarter. Hsbc Holdings PLC now owns 16,539 shares of the company’s stock valued at $127,000 after purchasing an additional 5,269 shares in the last quarter. Finally, Cetera Investment Advisers raised its stake in OppFi by 24.7% in the first quarter. Cetera Investment Advisers now owns 30,491 shares of the company’s stock valued at $235,000 after purchasing an additional 6,041 shares in the last quarter. 7.10% of the stock is currently owned by institutional investors.

About OppFi

OppFi Inc is a financial technology company that provides access to credit for consumers who may have limited or impaired credit histories. Through its digital platform, the company offers personal installment loans and related financial products designed to provide borrowers with a structured repayment schedule and access to funds for everyday financial needs.

OppFi’s primary brand, OppLoans, uses technology and data-driven underwriting to deliver financial services online. The company has also offered products such as the OppFi Card and other credit-building or cash-flow management solutions, subject to availability and applicable regulatory requirements.