Primerica (NYSE:PRI) Posts Earnings Results, Beats Expectations By $0.37 EPS

Primerica (NYSE:PRI) posted its quarterly earnings results on Wednesday. The financial services provider reported $6.77 earnings per share for the quarter, beating analysts’ consensus estimates of $6.40 by $0.37, FiscalAI reports. The company had revenue of $901.82 million for the quarter, compared to the consensus estimate of $901.00 million. Primerica had a net margin of 23.20% and a return on equity of 32.45%. During the same period last year, the company posted $6.33 EPS.

Primerica Stock Up 0.9%

PRI traded up $2.42 during trading on Thursday, hitting $286.96. 160,747 shares of the company’s stock were exchanged, compared to its average volume of 200,373. Primerica has a fifty-two week low of $230.09 and a fifty-two week high of $327.28. The stock has a market cap of $8.83 billion, a P/E ratio of 11.47 and a beta of 0.86. The business’s 50 day moving average is $283.25 and its two-hundred day moving average is $278.77.

Primerica Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, December 14th. Shareholders of record on Friday, November 20th will be issued a dividend of $1.20 per share. The ex-dividend date is Friday, November 20th. This represents a $4.80 annualized dividend and a yield of 1.7%. Primerica’s dividend payout ratio is presently 19.28%.

Key Primerica News

Here are the key news stories impacting Primerica this week:

• Positive Sentiment: Primerica earned $6.77 per share, above analysts’ roughly $6.39–$6.40 estimates and up from $6.33 a year earlier. Revenue of $901.82 million narrowly topped the $901 million consensus. Article: Primerica Q3 Earnings and Revenues Top Estimates
• Positive Sentiment: Record investment sales rose 19% year over year; Primerica also reported $140 billion in client asset values and $969 billion of term life insurance in force. These figures point to continued business activity and scale. Article: Primerica Reports Third Quarter 2026 Results
• Positive Sentiment: The company declared a quarterly dividend of $1.20 per share, equivalent to $4.80 annualized and a 1.7% indicated yield. The dividend is payable December 14 to shareholders of record November 20. Article: Primerica dividend announcement
• Neutral Sentiment: One valuation-focused commentary characterized the stock as “about right” despite the earnings beat, suggesting valuation could temper the market’s response. Article: Primerica Stock Looks About Right Despite Strong Q3 Earnings

Wall Street Analysts Forecast Growth

A number of research firms recently commented on PRI. TD Cowen lifted their price objective on Primerica from $322.00 to $360.00 and gave the stock a “buy” rating in a research note on Wednesday, July 22nd. Truist Financial lowered shares of Primerica from a “buy” rating to a “hold” rating and lowered their price target for the stock from $370.00 to $320.00 in a report on Thursday, August 27th. Morgan Stanley boosted their price target on shares of Primerica from $291.00 to $316.00 and gave the stock an “equal weight” rating in a research report on Monday, August 24th. Weiss Ratings downgraded shares of Primerica from a “buy (b+)” rating to a “buy (b)” rating in a research report on Tuesday, August 11th. Finally, Keefe, Bruyette & Woods reduced their price objective on shares of Primerica from $335.00 to $330.00 and set a “market perform” rating on the stock in a research note on Friday, October 9th. Two equities research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. Based on data from MarketBeat.com, Primerica presently has a consensus rating of “Hold” and a consensus price target of $318.80.

Insider Activity

In other news, Director Amber Cottle sold 279 shares of the business’s stock in a transaction dated Tuesday, August 11th. The shares were sold at an average price of $313.63, for a total transaction of $87,502.77. Following the completion of the sale, the director directly owned 3,549 shares of the company’s stock, valued at $1,113,072.87. The trade was a 7.29% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, President Peter Schneider sold 1,800 shares of the business’s stock in a transaction dated Monday, August 17th. The stock was sold at an average price of $312.65, for a total transaction of $562,770.00. Following the sale, the president directly owned 8,011 shares of the company’s stock, valued at approximately $2,504,639.15. The trade was a 18.35% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 3,579 shares of company stock worth $1,130,573 over the last three months. 0.63% of the stock is currently owned by insiders.

Primerica Company Profile

Primerica, Inc is a financial services company that focuses on serving middle-income households in the United States and Canada, as well as families in Puerto Rico. The company distributes its products and services through a network of independent representatives who provide financial education and help clients address protection, savings and investment needs.

Primerica’s principal offerings include term life insurance, investment and savings products, retirement planning solutions, and strategies for managing debt.