Navient (NASDAQ:NAVI) Stock Price Expected to Rise, JPMorgan Chase & Co. Analyst Says

Navient (NASDAQ:NAVI) had its target price boosted by equities research analysts at JPMorgan Chase & Co. from $8.50 to $9.00 in a report released on Thursday, Benzinga reports. The brokerage currently has a “neutral” rating on the credit services provider’s stock. JPMorgan Chase & Co.‘s price target would suggest a potential upside of 2.04% from the stock’s current price.

A number of other analysts have also recently issued reports on NAVI. Weiss Ratings reaffirmed a “sell (d)” rating on shares of Navient in a research report on Monday, September 21st. TD Cowen reduced their target price on Navient from $8.50 to $8.00 and set a “sell” rating for the company in a research note on Thursday. Zacks Research raised Navient from a “hold” rating to a “strong-buy” rating in a report on Monday, October 12th. Finally, Barclays dropped their price target on Navient from $7.00 to $6.00 and set an “underweight” rating on the stock in a research note on Thursday. One analyst has rated the stock with a Strong Buy rating, three have assigned a Hold rating and four have assigned a Sell rating to the stock. According to data from MarketBeat, Navient currently has a consensus rating of “Reduce” and a consensus target price of $8.00.

Navient Stock Performance

NASDAQ:NAVI traded down $0.25 during mid-day trading on Thursday, hitting $8.82. The stock had a trading volume of 2,041,383 shares, compared to its average volume of 1,171,443. Navient has a twelve month low of $7.33 and a twelve month high of $13.48. The stock has a market cap of $827.17 million, a price-to-earnings ratio of -17.64 and a beta of 1.17. The company’s 50 day simple moving average is $9.20 and its 200 day simple moving average is $8.91. The company has a debt-to-equity ratio of 16.73, a quick ratio of 10.53 and a current ratio of 10.53.

Navient (NASDAQ:NAVI) last posted its quarterly earnings results on Wednesday, November 4th. The credit services provider reported $0.03 EPS for the quarter, missing analysts’ consensus estimates of $0.13 by ($0.10). The business had revenue of $308.00 million for the quarter, compared to the consensus estimate of $144.92 million. Navient had a positive return on equity of 4.68% and a negative net margin of 1.64%. During the same quarter in the previous year, the business posted ($0.84) EPS. On average, equities research analysts forecast that Navient will post 0.83 earnings per share for the current year.

Institutional Inflows and Outflows

Large investors have recently added to or reduced their stakes in the company. BlackRock Inc. acquired a new stake in Navient in the 2nd quarter worth about $110,235,000. Bank of America Corp DE bought a new stake in Navient in the 2nd quarter valued at about $11,989,000. Wellington Management Group LLP grew its position in shares of Navient by 41.5% during the 2nd quarter. Wellington Management Group LLP now owns 1,939,380 shares of the credit services provider’s stock worth $16,504,000 after purchasing an additional 568,590 shares in the last quarter. Squarepoint Ops LLC grew its position in shares of Navient by 145.9% during the 2nd quarter. Squarepoint Ops LLC now owns 939,099 shares of the credit services provider’s stock worth $7,992,000 after purchasing an additional 557,141 shares in the last quarter. Finally, PDT Partners LLC acquired a new position in shares of Navient during the 2nd quarter worth approximately $4,435,000. Institutional investors own 97.14% of the company’s stock.

Key Stories Impacting Navient

Here are the key news stories impacting Navient this week:

• Positive Sentiment: A Q3 review highlighted origination growth and portfolio repositioning as factors supporting results, suggesting some underlying business momentum. Article: NAVI Q3 2026 deep dive
• Negative Sentiment: Navient reported Q3 EPS of $0.03, below estimates of $0.13–$0.15 and down from $0.29 a year earlier. The earnings shortfall may pressure investor confidence despite coverage describing the quarter’s results as strong. Article: Navient misses Q3 earnings and revenue estimates
• Negative Sentiment: TD Cowen cut its price target to $8 from $8.50 and maintained a sell rating. TD Cowen recommendations
• Negative Sentiment: Barclays lowered its target to $6 from $7 and reiterated an underweight rating, signaling substantial downside in its view. Barclays recommendations

About Navient

Navient Corp. (NASDAQ:NAVI) is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient’s operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.