Contrasting CF Bankshares (CFBK) and The Competition

CF Bankshares (NASDAQ:CFBK) is one of 919 publicly-traded companies in the “Banks” industry, but how does it compare to its rivals? We will compare CF Bankshares to related businesses based on the strength of its institutional ownership, analyst recommendations, risk, dividends, profitability, valuation and earnings.

Profitability

This table compares CF Bankshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CF Bankshares	18.08%	11.76%	1.04%
CF Bankshares Competitors	15.64%	9.43%	0.93%

Dividends

CF Bankshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.0%. CF Bankshares pays out 10.4% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. CF Bankshares has increased its dividend for 4 consecutive years.

Analyst Recommendations

This is a summary of current recommendations and price targets for CF Bankshares and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CF Bankshares	0	0	2	0	3.00
CF Bankshares Competitors	7490	30240	27840	1484	2.35

CF Bankshares presently has a consensus price target of $40.00, indicating a potential upside of 13.67%. As a group, “Banks” companies have a potential upside of 14.43%. Given CF Bankshares’ rivals higher possible upside, analysts clearly believe CF Bankshares has less favorable growth aspects than its rivals.

Earnings & Valuation

This table compares CF Bankshares and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
CF Bankshares	$125.92 million	$17.54 million	10.17
CF Bankshares Competitors	$18.17 billion	$2.42 billion	21.33

CF Bankshares’ rivals have higher revenue and earnings than CF Bankshares. CF Bankshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

41.1% of CF Bankshares shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 17.7% of CF Bankshares shares are held by insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Volatility & Risk

CF Bankshares has a beta of 0.45, suggesting that its stock price is 55% less volatile than the S&P 500. Comparatively, CF Bankshares’ rivals have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Summary

CF Bankshares rivals beat CF Bankshares on 8 of the 15 factors compared.

About CF Bankshares

CF Bankshares Inc. is the bank holding company for CFBank, a community-focused financial institution headquartered in Columbus, Ohio. CFBank provides banking services to individuals, families, businesses and professional clients through its branch network and digital banking channels. The bank’s offerings include checking and savings accounts, certificates of deposit, residential mortgages, home equity financing, consumer loans and commercial lending. It also provides business banking services such as commercial real estate and construction loans, treasury management, deposit services and other financing solutions for small and middle-market businesses.