Financial Review: Fidelis Insurance (FIHL) & Its Rivals

Fidelis Insurance (NYSE:FIHL) is one of 311 public companies in the “Insurance” industry, but how does it contrast to its competitors? We will compare Fidelis Insurance to related businesses based on the strength of its valuation, institutional ownership, profitability, analyst recommendations, earnings, risk and dividends.

Profitability

This table compares Fidelis Insurance and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	9.02%	8.62%	1.62%
Fidelis Insurance Competitors	8.69%	-9.86%	4.10%

Analyst Ratings

This is a summary of recent recommendations for Fidelis Insurance and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	2	2	3	0	2.14
Fidelis Insurance Competitors	3341	15702	16546	743	2.40

Fidelis Insurance currently has a consensus price target of $21.92, suggesting a potential downside of 22.64%. As a group, “Insurance” companies have a potential upside of 5.10%. Given Fidelis Insurance’s competitors stronger consensus rating and higher probable upside, analysts plainly believe Fidelis Insurance has less favorable growth aspects than its competitors.

Volatility and Risk

Fidelis Insurance has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500. Comparatively, Fidelis Insurance’s competitors have a beta of -1.59, meaning that their average share price is 259% less volatile than the S&P 500.

Insider and Institutional Ownership

82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 55.8% of shares of all “Insurance” companies are held by institutional investors. 13.5% of shares of all “Insurance” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Fidelis Insurance and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Fidelis Insurance	$2.17 billion	$225.50 million	12.82
Fidelis Insurance Competitors	$15.41 billion	$1.70 billion	33.53

Fidelis Insurance’s competitors have higher revenue and earnings than Fidelis Insurance. Fidelis Insurance is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

Fidelis Insurance pays an annual dividend of $0.60 per share and has a dividend yield of 2.1%. Fidelis Insurance pays out 27.1% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 2.9% and pay out 31.1% of their earnings in the form of a dividend.

Summary

Fidelis Insurance competitors beat Fidelis Insurance on 10 of the 15 factors compared.

About Fidelis Insurance

Fidelis Insurance Holdings Limited is a Bermuda-based specialty insurer and reinsurer that provides coverage for complex and evolving risks. The company operates internationally, working with brokers and clients across a range of markets. Its offerings include property, energy, marine, aviation, and specialty insurance and reinsurance, as well as coverage for risks such as political violence and cyber events. Its underwriting businesses serve commercial and institutional customers seeking tailored protection.