Head-To-Head Review: Jumia Technologies (NYSE:JMIA) & Montague International (OTCMKTS:MIHL)

Montague International (OTCMKTS:MIHL) and Jumia Technologies (NYSE:JMIA) are both retail/wholesale companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, risk, analyst recommendations, profitability, valuation and dividends.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Montague International and Jumia Technologies, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Montague International	0	0	0	0	0.00
Jumia Technologies	1	0	3	0	2.50

Jumia Technologies has a consensus price target of $17.00, suggesting a potential upside of 31.78%. Given Jumia Technologies’ stronger consensus rating and higher possible upside, analysts plainly believe Jumia Technologies is more favorable than Montague International.

Insider and Institutional Ownership

16.5% of Jumia Technologies shares are owned by institutional investors. 1.9% of Jumia Technologies shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Montague International and Jumia Technologies”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Montague International	N/A	N/A	N/A	N/A	N/A
Jumia Technologies	$167.49 million	9.43	-$99.09 million	N/A	N/A

Montague International has higher earnings, but lower revenue than Jumia Technologies.

Profitability

This table compares Montague International and Jumia Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Montague International	N/A	N/A	N/A
Jumia Technologies	-40.86%	-116.72%	-42.14%

Volatility & Risk

Montague International has a beta of 0.88, meaning that its share price is 12% less volatile than the S&P 500. Comparatively, Jumia Technologies has a beta of 2.28, meaning that its share price is 128% more volatile than the S&P 500.

Summary

Jumia Technologies beats Montague International on 7 of the 10 factors compared between the two stocks.

About Montague International

Montague International Holding Ltd., through its subsidiaries, engages in the businesses of financial services, energy, mining, entertainment, healthcare, consumer, industrial trade, and business development in the European Union, the Russian Federation, Latin America, and the United States. It offers investment advisory services and other investment solutions to corporate clients and high net worth individuals. The company also provides securities brokerage/dealership services; owns and operates a gold mining project; and designs, manufactures, and installs modular oil refining plants. In addition, it engages in real estate development business, as well as owns and operates entertainment centers, such as clubs. Montague International Holding Ltd. was formerly known as High Tech Crime Solutions Inc. and changed its name to Montague International Holding Ltd. in July 2012. The company was incorporated in 2009 and is based in Philadelphia, Pennsylvania. Montague International Holding Ltd. is a former subsidiary of LIGATT Security International, Inc.

About Jumia Technologies

Jumia Technologies AG operates an e-commerce platform in West Africa, North Africa, East and South Africa, Europe, the United Arab Emirates, and internationally. The company’s platform consists of marketplace that connects sellers with customers; logistics service, which enables the shipment and delivery of packages from sellers to consumers; and payment service, which facilitates transactions to participants active on the company’s platform in selected markets under the JumiaPay name. Its marketplace offers various products in a range of categories, including phones, electronics, home and living, fashion, beauty, and fast-moving consumer goods; and various digital lifestyle services, such as utility bills payment, airtime recharge, gaming and entertainment, and transport ticketing, as well as financial services comprising micro-loans, insurance, and savings products. The company was formerly known as Africa Internet Holding GmbH and changed its name to Jumia Technologies AG in January 2019. Jumia Technologies AG was incorporated in 2012 and is headquartered in Berlin, Germany.