Financial Comparison: Shopify (NASDAQ:SHOP) & AppTech Payments (NASDAQ:APCX)

AppTech Payments (NASDAQ:APCX) and Shopify (NASDAQ:SHOP) are both business services companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, valuation, earnings, analyst recommendations, institutional ownership and profitability.

Earnings & Valuation

This table compares AppTech Payments and Shopify”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AppTech Payments	$276,000.00	53.20	-$18.51 million	($0.19)	-2.21
Shopify	$8.88 billion	19.98	$2.02 billion	$1.35	100.97

Shopify has higher revenue and earnings than AppTech Payments. AppTech Payments is trading at a lower price-to-earnings ratio than Shopify, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares AppTech Payments and Shopify’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AppTech Payments	-3,119.45%	-398.98%	-153.45%
Shopify	16.65%	11.72%	9.73%

Institutional and Insider Ownership

5.2% of AppTech Payments shares are owned by institutional investors. Comparatively, 69.3% of Shopify shares are owned by institutional investors. 37.9% of AppTech Payments shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for AppTech Payments and Shopify, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AppTech Payments	0	0	0	0	0.00
Shopify	0	20	24	0	2.55

Shopify has a consensus target price of $171.61, indicating a potential upside of 25.90%. Given Shopify’s stronger consensus rating and higher probable upside, analysts plainly believe Shopify is more favorable than AppTech Payments.

Volatility and Risk

AppTech Payments has a beta of -0.26, indicating that its share price is 126% less volatile than the S&P 500. Comparatively, Shopify has a beta of 2.83, indicating that its share price is 183% more volatile than the S&P 500.

Summary

Shopify beats AppTech Payments on 12 of the 14 factors compared between the two stocks.

About AppTech Payments

AppTech Payments Corp., a financial technology company, provides electronic payment processing technologies and merchant services in the United States. Its merchant transaction services offer processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The company also offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multi-channel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services; hosted ecommerce checkout, a flexible payment gateway; and text payment technology, alternative payment methods (APMs), and contactless payments. In addition, it provides FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.

About Shopify

Shopify Inc., a commerce company, provides a commerce platform and services in Canada, the United States, Europe, the Middle East, Africa, the Asia Pacific, Australia, China, and Latin America. The company’s platform enables merchants to displays, manages, markets, and sells its products through various sales channels, including web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces; and enables to manage products and inventory, process orders and payments, fulfill and ship orders, new buyers and build customer relationships, source products, leverage analytics and reporting, manage cash, payments and transactions, and access financing. It also sells custom themes and apps, and registration of domain names; and merchant solutions, which include accepting payments, shipping, and securing working capital. The company was formerly known as Jaded Pixel Technologies Inc. and changed its name to Shopify Inc. in November 2011. Shopify Inc. was incorporated in 2004 and is headquartered in Ottawa, Canada.