Navient (NASDAQ:NAVI) Releases FY 2026 Earnings Guidance

Navient (NASDAQ:NAVI) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 0.650-0.800 for the period, compared to the consensus earnings per share estimate of 1.180. The company issued revenue guidance of -.

Navient Price Performance

NAVI opened at $12.04 on Wednesday. The company has a fifty day moving average price of $12.58 and a two-hundred day moving average price of $12.82. The firm has a market capitalization of $1.17 billion, a PE ratio of -22.30 and a beta of 1.29. Navient has a 52 week low of $10.53 and a 52 week high of $16.07. The company has a debt-to-equity ratio of 16.98, a quick ratio of 9.41 and a current ratio of 9.41.

Navient (NASDAQ:NAVI) last posted its quarterly earnings results on Wednesday, January 28th. The credit services provider reported $0.39 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.31 by $0.08. Navient had a positive return on equity of 4.12% and a negative net margin of 1.48%.Navient has set its FY 2026 guidance at 0.650-0.800 EPS. As a group, analysts anticipate that Navient will post 1.04 earnings per share for the current year.

Navient Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Friday, December 19th. Stockholders of record on Friday, December 5th were given a dividend of $0.16 per share. This represents a $0.64 annualized dividend and a dividend yield of 5.3%. The ex-dividend date was Friday, December 5th. Navient’s payout ratio is presently -118.52%.

Analyst Upgrades and Downgrades

NAVI has been the topic of a number of analyst reports. Keefe, Bruyette & Woods cut their price target on shares of Navient from $15.00 to $14.50 and set a “market perform” rating on the stock in a research report on Wednesday, October 1st. Barclays upped their target price on shares of Navient from $10.00 to $11.00 and gave the company an “underweight” rating in a research note on Tuesday, January 6th. TD Cowen reissued a “sell” rating on shares of Navient in a research report on Thursday, October 30th. Wall Street Zen cut shares of Navient from a “hold” rating to a “sell” rating in a research report on Saturday, November 1st. Finally, Weiss Ratings reaffirmed a “sell (d)” rating on shares of Navient in a research note on Monday, December 29th. Four equities research analysts have rated the stock with a Hold rating and five have issued a Sell rating to the company’s stock. According to MarketBeat.com, the company currently has an average rating of “Strong Sell” and a consensus price target of $12.57.

Institutional Investors Weigh In On Navient

Several institutional investors have recently bought and sold shares of the company. Corient Private Wealth LLC raised its holdings in shares of Navient by 6.8% in the second quarter. Corient Private Wealth LLC now owns 18,372 shares of the credit services provider’s stock valued at $259,000 after purchasing an additional 1,168 shares during the last quarter. CANADA LIFE ASSURANCE Co grew its position in Navient by 2.6% in the second quarter. CANADA LIFE ASSURANCE Co now owns 119,586 shares of the credit services provider’s stock valued at $1,689,000 after purchasing an additional 3,003 shares in the last quarter. Russell Investments Group Ltd. increased its stake in Navient by 77.0% in the 2nd quarter. Russell Investments Group Ltd. now owns 7,766 shares of the credit services provider’s stock valued at $109,000 after buying an additional 3,378 shares during the last quarter. Zurcher Kantonalbank Zurich Cantonalbank lifted its position in Navient by 26.5% during the 3rd quarter. Zurcher Kantonalbank Zurich Cantonalbank now owns 24,559 shares of the credit services provider’s stock worth $323,000 after buying an additional 5,150 shares in the last quarter. Finally, Alliancebernstein L.P. boosted its stake in shares of Navient by 4.4% during the 3rd quarter. Alliancebernstein L.P. now owns 127,206 shares of the credit services provider’s stock worth $1,673,000 after buying an additional 5,400 shares during the last quarter. Institutional investors own 97.14% of the company’s stock.

Navient Company Profile

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.