EverQuote (NASDAQ:EVER) Announces Earnings Results

EverQuote (NASDAQ:EVER) released its quarterly earnings data on Monday. The company reported $1.54 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.35 by $1.19, FiscalAI reports. EverQuote had a net margin of 8.36% and a return on equity of 38.19%. The company had revenue of $195.32 million during the quarter, compared to the consensus estimate of $176.82 million. During the same period in the previous year, the firm earned $0.33 earnings per share. EverQuote’s revenue for the quarter was up 32.3% on a year-over-year basis.

Here are the key takeaways from EverQuote’s conference call:

• EverQuote delivered a record 2025 with $692.5M revenue (+38% YoY) and $94.6M Adjusted EBITDA (+62% YoY), though GAAP net income benefited from a one‑time non‑cash deferred tax benefit of $38.4M.
• The company is accelerating an AI‑first strategy—rolling out Smart Campaigns, AI Voice, GenAI features and LLM integrations—and reiterated a target to reach $1 billion in revenue within 2–3 years.
• Q1 2026 guidance implies moderated near‑term growth (revenue $175–$185M, Adjusted EBITDA $23.5–$26.5M) as carriers adopt a more measured spend cadence and Q4 investments pressured VMM; this could temper near‑term margin and growth visibility.
• Financial position remains strong with $171.4M cash, no debt, strong operating cash flow (~$95.4M for 2025) and an active share repurchase program ($50M program, ~$30M repurchased to date).

EverQuote Price Performance

NASDAQ EVER opened at $15.32 on Tuesday. The company has a market capitalization of $550.91 million, a price-to-earnings ratio of 10.71 and a beta of 0.50. EverQuote has a 12 month low of $13.93 and a 12 month high of $30.03. The company’s fifty day moving average price is $22.54 and its two-hundred day moving average price is $23.30.

Insider Activity at EverQuote

In related news, Director John L. Shields sold 2,000 shares of the business’s stock in a transaction dated Monday, January 12th. The stock was sold at an average price of $25.73, for a total value of $51,460.00. Following the completion of the sale, the director directly owned 25,219 shares of the company’s stock, valued at $648,884.87. The trade was a 7.35% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. Also, CTO David Brainard sold 5,709 shares of the company’s stock in a transaction that occurred on Wednesday, January 7th. The shares were sold at an average price of $25.05, for a total value of $143,010.45. Following the sale, the chief technology officer owned 101,603 shares in the company, valued at $2,545,155.15. The trade was a 5.32% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders have sold 43,768 shares of company stock worth $1,122,957. Company insiders own 25.52% of the company’s stock.

Institutional Inflows and Outflows

Several hedge funds have recently made changes to their positions in EVER. Royal Bank of Canada raised its position in shares of EverQuote by 1,705.9% during the 1st quarter. Royal Bank of Canada now owns 65,428 shares of the company’s stock valued at $1,713,000 after acquiring an additional 61,805 shares in the last quarter. Amundi bought a new stake in EverQuote during the first quarter valued at $290,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its holdings in shares of EverQuote by 4.3% during the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 15,007 shares of the company’s stock worth $393,000 after purchasing an additional 624 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC lifted its position in shares of EverQuote by 615.1% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 339,672 shares of the company’s stock worth $8,896,000 after buying an additional 292,172 shares during the last quarter. Finally, Creative Planning lifted its position in shares of EverQuote by 32.4% in the 2nd quarter. Creative Planning now owns 10,526 shares of the company’s stock worth $255,000 after buying an additional 2,576 shares during the last quarter. Institutional investors and hedge funds own 91.54% of the company’s stock.

Analyst Upgrades and Downgrades

Several equities analysts recently commented on the company. Wall Street Zen lowered EverQuote from a “strong-buy” rating to a “buy” rating in a research report on Saturday, November 1st. Raymond James Financial reaffirmed an “outperform” rating and set a $18.00 price target on shares of EverQuote in a research note on Tuesday, February 17th. Needham & Company LLC boosted their price objective on shares of EverQuote from $38.00 to $40.00 and gave the stock a “buy” rating in a report on Tuesday, November 4th. JPMorgan Chase & Co. upped their price objective on shares of EverQuote from $30.00 to $32.00 and gave the company an “overweight” rating in a research report on Friday, December 12th. Finally, Zacks Research raised EverQuote from a “hold” rating to a “strong-buy” rating in a research report on Tuesday, November 4th. One research analyst has rated the stock with a Strong Buy rating, three have assigned a Buy rating and one has assigned a Hold rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Buy” and an average price target of $30.00.

EverQuote News Summary

Here are the key news stories impacting EverQuote this week:

• Positive Sentiment: Q4 beat — EverQuote posted Q4 revenue of $195.3M (+32% year/year) and diluted EPS of $1.54, materially beating consensus. The upside to both sales and EPS helped validate the company’s core marketplace execution. EverQuote Announces Fourth Quarter and Full Year 2025 Financial Results
• Positive Sentiment: Strong full‑year performance and cash/efficiency gains — FY2025 revenue rose 38% to $692.5M, Adjusted EBITDA grew 62% to $94.6M, operating cash flow improved and the company launched a $50M share‑repurchase program. Those items support margin expansion and capital return optionality. EverQuote Announces Fourth Quarter and Full Year 2025 Financial Results
• Positive Sentiment: AI and product commentary — Management emphasized AI integration and product investments on the call as drivers of better referral performance and scalable traffic, which investors may view as a multi‑quarter growth lever. EverQuote Inc (EVER) Q4 2025 Earnings Call Highlights: Record Revenue Growth and Strategic AI …
• Neutral Sentiment: One‑time tax benefit boosted GAAP net income — Q4 GAAP net income included a $38.4M deferred tax benefit (release of valuation allowance), inflating reported net income; investors should focus on Adjusted EBITDA and underlying margins for recurring performance assessment. EverQuote Announces Fourth Quarter and Full Year 2025 Financial Results
• Negative Sentiment: Below‑Street Q1 guide — EverQuote guided Q1 2026 revenue of $175–185M vs. a consensus near ~$194M, and variable marketing dollars guidance that suggests a moderation in near‑term top‑line growth; that weaker guidance is the main driver of the selloff. EverQuote Announces Fourth Quarter and Full Year 2025 Financial Results
• Negative Sentiment: Market reaction — Coverage noted a sharp post‑earnings decline in the stock despite the beat, reflecting investor focus on the softer guidance and near‑term growth cadence. EverQuote (NASDAQ:EVER) posts better-than-expected sales in Q4 CY2025 but stock drops 10%
• Negative Sentiment: Insider selling and concentration risks highlighted in coverage — Recent filings and summaries point to notable insider sales and EverQuote’s concentration in automotive insurance, both of which can weigh on sentiment. EverQuote, Inc. Reports 32% Fourth Quarter Revenue Growth and 38% Annual Revenue Increase for 2025

About EverQuote

EverQuote, Inc operates an online insurance marketplace that connects consumers with insurance providers across the United States. Founded in 2011 and headquartered in Cambridge, Massachusetts, the company leverages proprietary technology to match individuals seeking coverage with insurers offering competitive rates. Since its initial public offering in 2020, EverQuote has focused on expanding its digital platform and enhancing the efficiency of its lead-generation processes.

The company’s core business centers on a quote-comparison engine for personal auto, home, and health insurance products.