Zacks Research Issues Pessimistic Forecast for NMI Earnings

NMI Holdings Inc (NASDAQ:NMIH) – Zacks Research dropped their Q2 2027 earnings per share (EPS) estimates for NMI in a research report issued to clients and investors on Thursday, March 5th. Zacks Research analyst Team now expects that the financial services provider will earn $1.41 per share for the quarter, down from their previous forecast of $1.42. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q3 2027 earnings at $1.35 EPS and FY2027 earnings at $5.48 EPS.

NMI (NASDAQ:NMIH) last announced its quarterly earnings data on Tuesday, February 10th. The financial services provider reported $1.20 EPS for the quarter, beating the consensus estimate of $1.17 by $0.03. The business had revenue of $180.74 million during the quarter, compared to analyst estimates of $180.69 million. NMI had a return on equity of 15.78% and a net margin of 55.05%.During the same quarter last year, the firm posted $1.07 earnings per share.

Other equities analysts also recently issued research reports about the stock. Keefe, Bruyette & Woods raised shares of NMI from a “market perform” rating to an “outperform” rating and raised their target price for the company from $46.00 to $48.00 in a research note on Thursday, December 18th. Barclays increased their target price on NMI from $43.00 to $44.00 and gave the stock an “equal weight” rating in a research note on Tuesday, January 6th. JPMorgan Chase & Co. lifted their price target on NMI from $42.00 to $43.00 and gave the stock an “overweight” rating in a research report on Monday, January 12th. UBS Group set a $43.00 price objective on shares of NMI in a research report on Monday, January 12th. Finally, Weiss Ratings reaffirmed a “buy (b)” rating on shares of NMI in a report on Thursday, January 22nd. Four analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. Based on data from MarketBeat.com, NMI presently has a consensus rating of “Moderate Buy” and a consensus target price of $43.00.

NMI Trading Down 1.6%

Shares of NASDAQ NMIH opened at $37.94 on Monday. NMI has a 1 year low of $31.90 and a 1 year high of $43.20. The company has a debt-to-equity ratio of 0.16, a current ratio of 0.57 and a quick ratio of 0.57. The firm has a 50-day moving average of $39.26 and a 200 day moving average of $38.62. The stock has a market cap of $2.88 billion, a P/E ratio of 7.73, a price-to-earnings-growth ratio of 1.06 and a beta of 0.63.

Institutional Investors Weigh In On NMI

Several large investors have recently made changes to their positions in NMIH. Walleye Capital LLC bought a new stake in NMI during the second quarter worth approximately $13,245,000. Exchange Traded Concepts LLC purchased a new stake in shares of NMI during the third quarter valued at $1,926,000. Public Sector Pension Investment Board grew its stake in NMI by 5.4% in the 3rd quarter. Public Sector Pension Investment Board now owns 597,447 shares of the financial services provider’s stock worth $22,906,000 after acquiring an additional 30,341 shares in the last quarter. Capital Fund Management S.A. purchased a new position in NMI during the 2nd quarter worth $1,298,000. Finally, Jump Financial LLC raised its holdings in shares of NMI by 184.6% in the second quarter. Jump Financial LLC now owns 193,322 shares of the financial services provider’s stock valued at $8,156,000 after acquiring an additional 125,401 shares in the last quarter. 94.12% of the stock is owned by institutional investors.

Insider Activity

In other NMI news, EVP Norman Peter Fitzgerald sold 22,500 shares of the company’s stock in a transaction dated Tuesday, February 17th. The shares were sold at an average price of $39.94, for a total transaction of $898,650.00. Following the transaction, the executive vice president owned 32,445 shares in the company, valued at approximately $1,295,853.30. This represents a 40.95% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Chairman Bradley M. Shuster sold 55,000 shares of the business’s stock in a transaction dated Wednesday, February 18th. The shares were sold at an average price of $39.63, for a total value of $2,179,650.00. Following the sale, the chairman directly owned 415,411 shares of the company’s stock, valued at $16,462,737.93. This represents a 11.69% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 132,487 shares of company stock valued at $5,251,908 over the last ninety days. 3.00% of the stock is currently owned by corporate insiders.

About NMI

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.