Head to Head Analysis: Zurich Insurance Group (OTCMKTS:ZURVY) & Sompo (OTCMKTS:SMPNY)

Zurich Insurance Group (OTCMKTS:ZURVY) and Sompo (OTCMKTS:SMPNY) are both large-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

Institutional & Insider Ownership

0.0% of Zurich Insurance Group shares are held by institutional investors. 0.0% of Zurich Insurance Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Zurich Insurance Group and Sompo’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zurich Insurance Group	N/A	N/A	N/A
Sompo	11.95%	13.42%	3.89%

Dividends

Zurich Insurance Group pays an annual dividend of $1.23 per share and has a dividend yield of 3.4%. Sompo pays an annual dividend of $0.14 per share and has a dividend yield of 0.7%. Sompo pays out 6.0% of its earnings in the form of a dividend.

Earnings & Valuation

This table compares Zurich Insurance Group and Sompo”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zurich Insurance Group	$62.95 billion	1.76	$6.80 billion	N/A	N/A
Sompo	$35.69 billion	0.98	$4.25 billion	$2.34	8.03

Zurich Insurance Group has higher revenue and earnings than Sompo.

Analyst Recommendations

This is a summary of current ratings and target prices for Zurich Insurance Group and Sompo, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zurich Insurance Group	1	2	0	0	1.67
Sompo	0	0	0	0	0.00

Risk and Volatility

Zurich Insurance Group has a beta of 0.54, indicating that its stock price is 46% less volatile than the S&P 500. Comparatively, Sompo has a beta of 0.32, indicating that its stock price is 68% less volatile than the S&P 500.

Summary

Zurich Insurance Group beats Sompo on 9 of the 12 factors compared between the two stocks.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

About Sompo

Sompo Holdings, Inc. provides property and casualty (P&C) insurance services in Japan and internationally. The company operates through Domestic P&C Insurance Business, Overseas Insurance Business, Domestic Life Insurance Business, and Nursing Care & Seniors Business segments. It offers various P&C insurance products, including automobile, fire, personal accident, and marine, as well as security, risk management, assistance, and warranty services; and life insurance products. The company also provides nursing care and seniors services; and customer security, health, and wellbeing support services. In addition, it offers asset management services; home remodeling services; and health support services comprising health guidance and employee assistance programs. The company was formerly known as Sompo Japan Nipponkoa Holdings, Inc. and changed its name to Sompo Holdings, Inc. in October 2016. The company was incorporated in 2010 and is headquartered in Tokyo, Japan.