Insider Selling: Capital One Financial (NYSE:COF) General Counsel Sells $728,000.00 in Stock

Capital One Financial Corporation (NYSE:COF) General Counsel Matthew Cooper sold 3,500 shares of the business’s stock in a transaction dated Tuesday, July 7th. The stock was sold at an average price of $208.00, for a total transaction of $728,000.00. Following the sale, the general counsel directly owned 90,194 shares of the company’s stock, valued at $18,760,352. This represents a 3.74% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan.

Capital One Financial Price Performance

Shares of COF traded down $11.19 during mid-day trading on Wednesday, hitting $191.71. 7,154,170 shares of the company were exchanged, compared to its average volume of 5,172,290. The stock has a market cap of $119.30 billion, a price-to-earnings ratio of 67.26, a price-to-earnings-growth ratio of 0.74 and a beta of 1.02. Capital One Financial Corporation has a 1-year low of $174.24 and a 1-year high of $259.64. The company has a 50 day moving average of $191.54 and a 200-day moving average of $204.08. The company has a debt-to-equity ratio of 0.46, a quick ratio of 1.03 and a current ratio of 1.03.

Capital One Financial (NYSE:COF) last announced its earnings results on Tuesday, April 21st. The financial services provider reported $4.42 EPS for the quarter, missing analysts’ consensus estimates of $5.08 by ($0.66). The firm had revenue of $15.23 billion for the quarter, compared to analyst estimates of $15.68 billion. Capital One Financial had a net margin of 4.29% and a return on equity of 10.59%. Capital One Financial’s revenue was up 52.3% compared to the same quarter last year. During the same period in the previous year, the company earned $4.06 EPS. Analysts expect that Capital One Financial Corporation will post 19.53 EPS for the current fiscal year.

Capital One Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 1st. Investors of record on Tuesday, May 19th were paid a $0.80 dividend. This represents a $3.20 annualized dividend and a yield of 1.7%. The ex-dividend date of this dividend was Tuesday, May 19th. Capital One Financial’s dividend payout ratio is currently 112.28%.

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in COF. Evolution Wealth Management Inc. raised its position in Capital One Financial by 529.4% in the fourth quarter. Evolution Wealth Management Inc. now owns 107 shares of the financial services provider’s stock valued at $26,000 after purchasing an additional 90 shares during the period. VSM Wealth Advisory LLC acquired a new stake in shares of Capital One Financial during the 4th quarter worth about $27,000. Cherry Tree Wealth Management LLC increased its position in shares of Capital One Financial by 1,312.5% during the 4th quarter. Cherry Tree Wealth Management LLC now owns 113 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 105 shares during the last quarter. Osterweis Capital Management Inc. purchased a new stake in Capital One Financial in the 4th quarter valued at about $29,000. Finally, CrossGen Wealth LLC purchased a new stake in Capital One Financial in the 4th quarter valued at about $30,000. 89.84% of the stock is currently owned by hedge funds and other institutional investors.

More Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Wall Street sentiment remains supportive, with recent maintained Buy/Overweight ratings from TD Cowen and UBS and a series of price targets above the current share price, suggesting analysts still see upside. Benzinga analyst rating updates
• Positive Sentiment: The Discover acquisition could strengthen Capital One’s long-term position by giving it direct ownership of a major payment network and expanding its card-processing capabilities. Yahoo Finance article on the Discover deal
• Neutral Sentiment: The company’s next earnings report on July 21 is approaching, which can keep trading choppy as investors reposition ahead of fresh results.
• Neutral Sentiment: Capital One continues to highlight small-business resilience and growth prospects, but this appears more like a macro/business update than a direct stock catalyst. PYMNTS small-business article
• Negative Sentiment: First-quarter 2026 results missed expectations, with revenue and adjusted EPS both below consensus and weaker net interest margin and efficiency ratios weighing on sentiment.
• Negative Sentiment: Investors are still worried about the cost, timing, and operational risk of integrating Discover, especially with card migration set to begin later this month.
• Negative Sentiment: Recent insider activity has been entirely sales over the past six months, which may add to caution even if it does not signal a near-term fundamental change.

Analyst Upgrades and Downgrades

A number of research firms have commented on COF. UBS Group increased their price objective on shares of Capital One Financial from $270.00 to $275.00 and gave the company a “buy” rating in a report on Tuesday. Weiss Ratings restated a “hold (c)” rating on shares of Capital One Financial in a research report on Wednesday, June 24th. The Goldman Sachs Group cut their price target on Capital One Financial from $300.00 to $260.00 and set a “buy” rating for the company in a report on Tuesday, April 7th. Piper Sandler started coverage on Capital One Financial in a research note on Monday, June 29th. They set an “overweight” rating and a $254.00 price objective on the stock. Finally, TD Cowen dropped their target price on Capital One Financial from $260.00 to $253.00 and set a “buy” rating for the company in a report on Tuesday. Eighteen research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average target price of $259.71.

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.