Equifax (NYSE:EFX) Issues FY 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its FY 2026 earnings guidance on Tuesday morning. The company provided EPS guidance of 8.390-8.690 for the period, compared to the consensus estimate of 8.600. The company issued revenue guidance of $6.7 billion-$6.8 billion, compared to the consensus revenue estimate of $6.8 billion. Equifax also updated its Q3 2026 guidance to 2.150-2.250 EPS.

Wall Street Analyst Weigh In

A number of research analysts recently commented on EFX shares. Rothschild & Co Redburn lowered their price objective on shares of Equifax from $226.00 to $214.00 in a research report on Friday, May 8th. Wells Fargo & Company lowered their price target on Equifax from $230.00 to $220.00 and set an “overweight” rating for the company in a research note on Thursday, June 18th. Morgan Stanley reduced their target price on shares of Equifax from $244.00 to $243.00 and set an “overweight” rating for the company in a research note on Tuesday, April 28th. Robert W. Baird dropped their price target on shares of Equifax from $250.00 to $245.00 and set an “outperform” rating on the stock in a research note on Wednesday, April 22nd. Finally, Needham & Company LLC reaffirmed a “buy” rating and issued a $265.00 price objective on shares of Equifax in a research note on Tuesday, July 7th. Thirteen analysts have rated the stock with a Buy rating and six have issued a Hold rating to the company. According to MarketBeat, the company has an average rating of “Moderate Buy” and a consensus price target of $220.16.

Equifax Trading Down 4.4%

Shares of EFX stock opened at $172.23 on Wednesday. Equifax has a 1 year low of $150.74 and a 1 year high of $271.84. The firm’s fifty day simple moving average is $165.31 and its 200 day simple moving average is $183.40. The firm has a market capitalization of $20.51 billion, a P/E ratio of 30.32, a price-to-earnings-growth ratio of 1.36 and a beta of 1.32. The company has a current ratio of 0.61, a quick ratio of 0.61 and a debt-to-equity ratio of 0.89.

Equifax (NYSE:EFX) last issued its quarterly earnings results on Tuesday, July 21st. The credit services provider reported $2.25 earnings per share for the quarter, beating analysts’ consensus estimates of $2.20 by $0.05. The firm had revenue of $1.70 billion during the quarter, compared to the consensus estimate of $1.70 billion. Equifax had a net margin of 11.12% and a return on equity of 20.41%. The business’s revenue was up 10.6% on a year-over-year basis. During the same period in the prior year, the firm earned $2.00 EPS. Equifax has set its Q3 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.390-8.690 EPS. As a group, sell-side analysts predict that Equifax will post 8.56 EPS for the current year.

Equifax Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 15th. Stockholders of record on Friday, May 22nd were given a dividend of $0.56 per share. The ex-dividend date was Friday, May 22nd. This represents a $2.24 dividend on an annualized basis and a dividend yield of 1.3%. Equifax’s payout ratio is currently 39.44%.

Insider Buying and Selling at Equifax

In related news, EVP Chad M. Borton sold 2,455 shares of the stock in a transaction dated Thursday, May 7th. The shares were sold at an average price of $173.89, for a total value of $426,899.95. Following the completion of the transaction, the executive vice president owned 29,518 shares of the company’s stock, valued at $5,132,885.02. This represents a 7.68% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Mark W. Begor sold 37,791 shares of the firm’s stock in a transaction dated Friday, April 24th. The stock was sold at an average price of $172.40, for a total transaction of $6,515,168.40. Following the transaction, the chief executive officer owned 271,730 shares of the company’s stock, valued at approximately $46,846,252. This represents a 12.21% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is owned by company insiders.

Equifax News Roundup

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax posted Q2 revenue of $1.70 billion, up 11% year over year, and adjusted EPS of $2.25, topping estimates. Management also highlighted strong performance in Workforce Solutions and mortgage-related businesses, plus early AI-driven efficiency gains that doubled the company’s cost-savings target to $150 million. Article title
• Positive Sentiment: Analyst sentiment remains supportive, with William Blair reiterating a Buy rating and pointing to Workforce Solutions strength and operating leverage as offsets to near-term government softness. Article title
• Neutral Sentiment: Equifax said it is expanding AI use internally to improve productivity and lower costs, which could support margins over time but is still early in execution. Article title
• Negative Sentiment: Shares are under pressure because Q3 and full-year 2026 guidance came in below expectations, suggesting a more challenging near-term operating environment, especially in government and mortgage-related demand. Article title
• Negative Sentiment: Margins were hurt by a $100 million legal settlement accrual tied to a previously disclosed coding issue, adding another headwind for investors to weigh. Article title

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently made changes to their positions in EFX. State Street Corp grew its holdings in shares of Equifax by 1.3% in the 4th quarter. State Street Corp now owns 5,056,441 shares of the credit services provider’s stock worth $1,097,147,000 after purchasing an additional 66,289 shares during the last quarter. Lazard Asset Management LLC raised its stake in shares of Equifax by 0.6% in the third quarter. Lazard Asset Management LLC now owns 1,736,731 shares of the credit services provider’s stock valued at $445,524,000 after acquiring an additional 9,741 shares during the last quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC boosted its holdings in shares of Equifax by 1.7% in the 4th quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC now owns 1,073,073 shares of the credit services provider’s stock worth $232,835,000 after acquiring an additional 18,390 shares in the last quarter. Dimensional Fund Advisors LP grew its position in Equifax by 10.6% during the 4th quarter. Dimensional Fund Advisors LP now owns 914,339 shares of the credit services provider’s stock worth $198,419,000 after acquiring an additional 87,268 shares during the last quarter. Finally, Charles Schwab Investment Management Inc. increased its holdings in Equifax by 1.5% during the 4th quarter. Charles Schwab Investment Management Inc. now owns 900,869 shares of the credit services provider’s stock valued at $195,471,000 after purchasing an additional 13,528 shares in the last quarter. 96.20% of the stock is owned by institutional investors.

Equifax Company Profile

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.