GSA Capital Partners LLP Purchases Shares of 50,765 Upstart Holdings, Inc. $UPST

GSA Capital Partners LLP acquired a new position in shares of Upstart Holdings, Inc. (NASDAQ:UPST) in the 2nd quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm acquired 50,765 shares of the company’s stock, valued at approximately $1,799,000. GSA Capital Partners LLP owned about 0.05% of Upstart as of its most recent SEC filing.

Other institutional investors also recently made changes to their positions in the company. Bayforest Capital Ltd bought a new position in shares of Upstart during the fourth quarter worth approximately $25,000. Quarry LP boosted its stake in Upstart by 749.2% in the 3rd quarter. Quarry LP now owns 501 shares of the company’s stock valued at $25,000 after purchasing an additional 442 shares during the period. Northwestern Mutual Wealth Management Co. boosted its stake in Upstart by 132.2% in the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 771 shares of the company’s stock valued at $39,000 after purchasing an additional 439 shares during the period. Empowered Funds LLC acquired a new position in Upstart in the 4th quarter valued at $40,000. Finally, Bogart Wealth LLC acquired a new position in Upstart in the 4th quarter valued at $44,000. Institutional investors own 63.01% of the company’s stock.

Insider Activity

In other news, insider Sanjay Datta sold 15,000 shares of the company’s stock in a transaction that occurred on Tuesday, June 9th. The shares were sold at an average price of $30.41, for a total transaction of $456,150.00. Following the completion of the sale, the insider owned 313,556 shares of the company’s stock, valued at approximately $9,535,237.96. This represents a 4.57% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Also, insider Natalia Mirgorodskaya sold 974 shares of the company’s stock in a transaction that occurred on Tuesday, May 26th. The stock was sold at an average price of $28.99, for a total transaction of $28,236.26. Following the sale, the insider directly owned 37,374 shares of the company’s stock, valued at approximately $1,083,472.26. This trade represents a 2.54% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders sold 24,485 shares of company stock worth $729,248. Insiders own 17.29% of the company’s stock.

Wall Street Analyst Weigh In

A number of equities research analysts have recently weighed in on the company. Mizuho set a $45.00 target price on Upstart in a report on Friday, May 8th. Wall Street Zen raised shares of Upstart from a “sell” rating to a “hold” rating in a research report on Saturday, August 8th. BTIG Research reiterated a “buy” rating and issued a $43.00 price objective on shares of Upstart in a research note on Wednesday, August 5th. Piper Sandler boosted their price objective on shares of Upstart from $46.00 to $51.00 and gave the company an “overweight” rating in a report on Wednesday, August 5th. Finally, The Goldman Sachs Group raised their target price on shares of Upstart from $32.00 to $39.00 and gave the stock a “neutral” rating in a report on Thursday, July 9th. Eight investment analysts have rated the stock with a Buy rating, six have assigned a Hold rating and two have issued a Sell rating to the company’s stock. According to data from MarketBeat, the company currently has an average rating of “Hold” and a consensus target price of $44.40.

Upstart Stock Performance

UPST opened at $30.43 on Monday. The firm has a market cap of $2.96 billion, a P/E ratio of 62.10, a price-to-earnings-growth ratio of 1.07 and a beta of 2.29. Upstart Holdings, Inc. has a 52-week low of $23.97 and a 52-week high of $76.95. The business’s fifty day moving average is $31.03 and its 200-day moving average is $30.66.

Upstart (NASDAQ:UPST) last issued its quarterly earnings results on Tuesday, August 4th. The company reported $0.16 EPS for the quarter, missing analysts’ consensus estimates of $0.18 by ($0.02). Upstart had a return on equity of 7.13% and a net margin of 4.84%.The company had revenue of $364.71 million during the quarter, compared to the consensus estimate of $354.74 million. During the same quarter in the previous year, the business posted $0.36 EPS. The firm’s revenue for the quarter was up 41.9% on a year-over-year basis. On average, research analysts predict that Upstart Holdings, Inc. will post 0.72 earnings per share for the current fiscal year.

About Upstart

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non‐traditional data points—such as education, employment history and other real‐time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.