Cheche Group (NASDAQ:CCG) vs. Ryan Specialty (NYSE:RYAN) Head-To-Head Comparison

Cheche Group (NASDAQ:CCG) and Ryan Specialty (NYSE:RYAN) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, profitability, valuation, institutional ownership, analyst recommendations, risk and dividends.

Risk and Volatility

Cheche Group has a beta of 0.18, meaning that its stock price is 82% less volatile than the S&P 500. Comparatively, Ryan Specialty has a beta of 0.57, meaning that its stock price is 43% less volatile than the S&P 500.

Insider & Institutional Ownership

19.8% of Cheche Group shares are held by institutional investors. Comparatively, 84.8% of Ryan Specialty shares are held by institutional investors. 1.4% of Cheche Group shares are held by company insiders. Comparatively, 52.0% of Ryan Specialty shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Cheche Group and Ryan Specialty, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	1	0	0	1.50
Ryan Specialty	1	10	8	0	2.37

Ryan Specialty has a consensus price target of $53.86, indicating a potential upside of 38.50%. Given Ryan Specialty’s stronger consensus rating and higher probable upside, analysts clearly believe Ryan Specialty is more favorable than Cheche Group.

Profitability

This table compares Cheche Group and Ryan Specialty’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Ryan Specialty	7.55%	43.97%	4.78%

Earnings and Valuation

This table compares Cheche Group and Ryan Specialty”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cheche Group	$430.40 million	0.06	-$2.47 million	($2.80)	-5.01
Ryan Specialty	$3.05 billion	3.26	$63.40 million	$0.72	54.01

Ryan Specialty has higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Ryan Specialty, indicating that it is currently the more affordable of the two stocks.

Summary

Ryan Specialty beats Cheche Group on 14 of the 14 factors compared between the two stocks.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.