Analysts Offer Predictions for FISI Q3 Earnings

Financial Institutions, Inc. (NASDAQ:FISI) – Stock analysts at Keefe, Bruyette & Woods issued their Q3 2026 earnings estimates for shares of Financial Institutions in a report issued on Friday, October 23rd. Keefe, Bruyette & Woods analyst D. Delmonte anticipates that the bank will post earnings per share of $1.05 for the quarter. Keefe, Bruyette & Woods currently has an “Outperform” rating and a $45.00 price target on the stock. The consensus estimate for Financial Institutions’ current full-year earnings is $4.21 per share.

FISI has been the subject of a number of other reports. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Financial Institutions in a report on Friday, October 2nd. Piper Sandler reissued a “neutral” rating and issued a $45.00 price objective (up from $38.00) on shares of Financial Institutions in a research note on Monday, August 3rd. Two research analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. According to MarketBeat, the company has an average rating of “Moderate Buy” and an average target price of $45.00.

Financial Institutions Stock Up 0.6%

Shares of FISI opened at $40.81 on Monday. The company has a market capitalization of $804.37 million, a P/E ratio of 10.07 and a beta of 0.62. The company has a debt-to-equity ratio of 0.13, a current ratio of 0.88 and a quick ratio of 0.88. Financial Institutions has a one year low of $28.00 and a one year high of $42.97. The business’s 50 day simple moving average is $40.21 and its 200-day simple moving average is $36.53.

Financial Institutions Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, October 2nd. Shareholders of record on Tuesday, September 15th were issued a dividend of $0.32 per share. The ex-dividend date of this dividend was Tuesday, September 15th. This represents a $1.28 annualized dividend and a yield of 3.1%. Financial Institutions’s dividend payout ratio is currently 31.76%.

Institutional Investors Weigh In On Financial Institutions

Several hedge funds and other institutional investors have recently made changes to their positions in FISI. State of Alaska Department of Revenue acquired a new position in shares of Financial Institutions during the third quarter valued at $28,000. Integrated Wealth Concepts LLC acquired a new stake in Financial Institutions in the second quarter worth about $38,000. Royal Bank of Canada increased its position in Financial Institutions by 31.6% in the first quarter. Royal Bank of Canada now owns 1,290 shares of the bank’s stock worth $40,000 after purchasing an additional 310 shares during the period. Fifth Third Bancorp acquired a new stake in Financial Institutions in the first quarter worth about $52,000. Finally, Quantbot Technologies LP bought a new stake in Financial Institutions during the 2nd quarter worth about $56,000. 60.45% of the stock is owned by institutional investors and hedge funds.

Financial Institutions Company Profile

Financial Institutions, Inc (NASDAQ:FISI) is a diversified financial services company headquartered in Warsaw, New York. Through its principal banking subsidiary, Five Star Bank, the company provides community banking services to individuals, families, businesses and public-sector organizations.

Five Star Bank offers deposit accounts, residential and commercial real estate lending, consumer loans, business financing, cash-management services and other traditional banking products. The company also provides wealth management, investment advisory and retirement-plan administration services through specialized subsidiaries, including Courier Capital and Benefit Plan Administrative Services.

Financial Institutions serves customers primarily across communities in upstate New York, with related financial services available in additional markets.