Triumph Financial (NYSE:TFIN) versus Svenska Handelsbanken Ab Publ (OTCMKTS:SVNLY) Head-To-Head Comparison

Svenska Handelsbanken Ab Publ (OTCMKTS:SVNLY) and Triumph Financial (NYSE:TFIN) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, analyst recommendations and institutional ownership.

Profitability

This table compares Svenska Handelsbanken Ab Publ and Triumph Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Svenska Handelsbanken Ab Publ	17.64%	14.23%	0.72%
Triumph Financial	8.96%	5.57%	0.72%

Valuation and Earnings

This table compares Svenska Handelsbanken Ab Publ and Triumph Financial”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Svenska Handelsbanken Ab Publ	$21.75 billion	1.43	$2.42 billion	$0.70	11.19
Triumph Financial	$518.88 million	2.86	$25.36 million	$1.96	31.67

Svenska Handelsbanken Ab Publ has higher revenue and earnings than Triumph Financial. Svenska Handelsbanken Ab Publ is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Svenska Handelsbanken Ab Publ has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500. Comparatively, Triumph Financial has a beta of 1.53, indicating that its stock price is 53% more volatile than the S&P 500.

Institutional and Insider Ownership

91.1% of Triumph Financial shares are owned by institutional investors. 5.5% of Triumph Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent recommendations for Svenska Handelsbanken Ab Publ and Triumph Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Svenska Handelsbanken Ab Publ	3	1	1	0	1.60
Triumph Financial	0	5	2	0	2.29

Triumph Financial has a consensus price target of $78.80, suggesting a potential upside of 26.93%. Given Triumph Financial’s stronger consensus rating and higher probable upside, analysts clearly believe Triumph Financial is more favorable than Svenska Handelsbanken Ab Publ.

Summary

Triumph Financial beats Svenska Handelsbanken Ab Publ on 9 of the 13 factors compared between the two stocks.

About Svenska Handelsbanken Ab Publ

Svenska Handelsbanken AB (publ) provides various banking products and services for private and corporate customers primarily in Sweden, the United Kingdom, Norway, the Netherlands, the United States, Luxembourg, Finland, and Poland. The company offers savings, transactions, business, currency, and investment accounts, as well as accounts for cash pool, and forestry and agriculture; mortgage and committed loans, and private loans; mutual funds; pension products; credit and debit cards; and payment and reconciliation services, as well as foreign exchange rate services. It also provides financing for investments, such as equipment, cars, computers, and other inventories, as well as vehicle and real estate financing services; green loans and advisor services; investment and other financing services; medical care, and group and health insurance products; forestry and farming banking products; and online and mobile banking services, as well as various banking services for children and young people. In addition, the company offers financial services, that includes asset management, transactional banking, corporate finance, financing, markets, trade finance, market information and research services to large corporations; cash management solutions; and various corporate banking services to small and medium-sized companies and large corporates, as well as private banking services. Svenska Handelsbanken AB (publ) was incorporated in 1871 and is headquartered in Stockholm, Sweden.

About Triumph Financial

Triumph Bancorp, Inc. operates as a financial holding company for TBK Bank, SSB that provides various banking and commercial finance products and services to retail customers and small-to-mid-sized businesses in the United States. The company operates through four segments: Banking, Factoring, Payments, and Corporate. It offers depository products, including checking, savings, and money market accounts, as well as certificates of deposit; and commercial and industrial loans, loans to purchase capital equipment, and business loans for working capital and operational purposes. The company also provides asset-based, and equipment and premium finance loans; real estate loans to finance commercial properties; to factoring services the transportation and non-transportation sectors; agriculture loans; commercial construction, land, and land development loans; mortgage warehouse loans; residential real estate loans; and consumer loans. In addition, it offers debit cards; electronic banking, trust, and treasury management services; and insurance brokerage services. As of December 31, 2021, the company operated through a network of 10 branches in the Quad Cities Metropolitan Area of Iowa and Illinois; 8 branches in northern and central Illinois; 7 branches in southern Colorado; 3 branches in New Mexico; 31 branches in central and eastern Colorado; and 2 branches in far western Kansas, as well as a branch office dedicated to deposit gathering activities in Dallas, Texas. Triumph Bancorp, Inc. was founded in 1981 and is headquartered in Dallas, Texas.