Lendingclub (NASDAQ:HAPN) Announces FY 2026 Earnings Guidance

Lendingclub (NASDAQ:HAPN) updated its FY 2026 earnings guidance on Friday morning. The company provided EPS guidance of 1.870-1.920 for the period, compared to the consensus earnings per share estimate of 1.850. Lendingclub also updated its Q4 2026 guidance to 0.430-0.480 EPS.

Lendingclub Trading Down 3.2%

Shares of HAPN stock opened at $15.53 on Friday. Lendingclub has a 12 month low of $13.05 and a 12 month high of $21.67. The stock has a market capitalization of $1.79 billion, a PE ratio of 8.68 and a beta of 1.88. The firm’s 50 day simple moving average is $15.90.

Lendingclub (NASDAQ:HAPN) last released its quarterly earnings results on Wednesday, October 28th. The company reported $0.50 earnings per share for the quarter, topping the consensus estimate of $0.47 by $0.03. The business had revenue of $279.09 million for the quarter. Lendingclub had a net margin of 20.16% and a return on equity of 13.76%. The company’s revenue was down 1.1% compared to the same quarter last year. On average, sell-side analysts predict that Lendingclub will post 1.89 earnings per share for the current year.

Wall Street Analyst Weigh In

HAPN has been the subject of several analyst reports. Piper Sandler reduced their price objective on Lendingclub from $25.00 to $20.00 and set an “overweight” rating for the company in a research note on Thursday. BTIG Research reiterated a “buy” rating and set a $25.00 target price on shares of Lendingclub in a research report on Tuesday, July 28th. Citizens Jmp boosted their price target on Lendingclub from $23.00 to $25.00 and gave the company a “market outperform” rating in a report on Tuesday, July 28th. Finally, Weiss Ratings restated a “hold (c+)” rating on shares of Lendingclub in a research report on Tuesday, September 22nd. Three analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the stock. According to data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average target price of $23.33.

Insider Activity

In related news, SVP Fergal Stack sold 37,500 shares of Lendingclub stock in a transaction on Wednesday, August 19th. The shares were sold at an average price of $18.64, for a total transaction of $699,000.00. Following the transaction, the senior vice president owned 77,477 shares in the company, valued at approximately $1,444,171.28. The trade was a 32.62% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Jordan Cheng sold 2,800 shares of the company’s stock in a transaction on Thursday, October 29th. The stock was sold at an average price of $16.00, for a total transaction of $44,800.00. Following the completion of the transaction, the general counsel directly owned 103,613 shares of the company’s stock, valued at $1,657,808. This represents a 2.63% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 140,600 shares of company stock worth $2,663,156 in the last three months. Company insiders own 3.31% of the company’s stock.

Trending Headlines about Lendingclub

Here are the key news stories impacting Lendingclub this week:

• Positive Sentiment: Lendingclub raised its fiscal 2026 EPS guidance to $1.87-$1.92, above the $1.85 analyst consensus. The stronger outlook may support the stock by signaling confidence in future profitability.
• Positive Sentiment: Wall Street’s average price target implies approximately 40.3% upside from recent trading levels. The article also notes that positive earnings-estimate revisions could provide additional support, although price-target accuracy is uncertain. Wall Street Analysts See a 40.27% Upside in Happen (HAPN)
• Positive Sentiment: Piper Sandler maintained an “overweight” rating and set a $20 price target, which still represents substantial upside from recent levels, despite lowering its previous $25 target. Piper Sandler stock recommendations
• Neutral Sentiment: Fourth-quarter 2026 EPS guidance of $0.43-$0.48 brackets the $0.46 consensus estimate. This indicates results could be close to expectations, but does not provide a clear near-term earnings catalyst.
• Neutral Sentiment: Lendingclub’s latest quarterly results exceeded expectations, with EPS of $0.50 versus the $0.47 consensus. However, revenue declined 1.1% year over year to $279.09 million, limiting the strength of the earnings signal. HAPN Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
• Negative Sentiment: General Counsel Jordan Cheng sold 2,800 shares for $44,800 under a pre-arranged Rule 10b5-1 plan. Because the sale was planned and represents only a 2.63% reduction in his holdings, it is a limited negative signal, but it may still weigh modestly on sentiment. SEC Form 4 insider transaction

Lendingclub Company Profile

LendingClub Corporation is a U.S.-based financial technology company that operates a digital banking and lending platform. The company connects consumers seeking credit with funding sources and provides personal loans, debt-consolidation loans, auto-refinancing loans and other consumer credit products through its online platform.

Following its acquisition of Radius Bancorp in 2020, LendingClub also operates as a bank holding company through LendingClub Bank, National Association. Its banking operations support consumer and commercial lending, as well as deposit products designed to provide funding for loans and other banking activities.

Founded in 2006, LendingClub primarily serves customers in the United States.