FinWise Bancorp (FINW) and Its Rivals Head to Head Analysis

FinWise Bancorp (NASDAQ:FINW) is one of 920 publicly-traded companies in the “Banks” industry, but how does it compare to its competitors? We will compare FinWise Bancorp to similar companies based on the strength of its profitability, earnings, analyst recommendations, dividends, valuation, institutional ownership and risk.

Volatility and Risk

FinWise Bancorp has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, FinWise Bancorp’s competitors have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Institutional & Insider Ownership

35.4% of FinWise Bancorp shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 22.4% of FinWise Bancorp shares are held by insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for FinWise Bancorp and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	0	3	1	0	2.25
FinWise Bancorp Competitors	7463	30185	27751	1456	2.35

FinWise Bancorp currently has a consensus price target of $15.50, indicating a potential upside of 18.39%. As a group, “Banks” companies have a potential upside of 16.91%. Given FinWise Bancorp’s higher probable upside, research analysts clearly believe FinWise Bancorp is more favorable than its competitors.

Profitability

This table compares FinWise Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	6.76%	7.04%	1.48%
FinWise Bancorp Competitors	15.72%	9.53%	0.93%

Earnings and Valuation

This table compares FinWise Bancorp and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
FinWise Bancorp	$179.27 million	$16.09 million	9.70
FinWise Bancorp Competitors	$296.67 billion	$2.41 billion	16.75

FinWise Bancorp’s competitors have higher revenue and earnings than FinWise Bancorp. FinWise Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

FinWise Bancorp competitors beat FinWise Bancorp on 9 of the 13 factors compared.

FinWise Bancorp Company Profile

FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company offers various deposit products, including interest and noninterest bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time deposits and certificates of deposits. It also provides loans, including consumer, small business administration, commercial, commercial real estate, and residential real estate loans. In addition, the company offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and business accounts and cash management services, such as business checking and savings accounts, and treasury services. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.