Head-To-Head Contrast: CB Financial Services (CBFV) & Its Peers

CB Financial Services (NASDAQ:CBFV) is one of 919 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare CB Financial Services to related companies based on the strength of its earnings, dividends, analyst recommendations, valuation, institutional ownership, risk and profitability.

Dividends

CB Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 2.8%. CB Financial Services pays out 32.8% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.1% and pay out 28.9% of their earnings in the form of a dividend. CB Financial Services lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

Valuation & Earnings

This table compares CB Financial Services and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
CB Financial Services	$80.52 million	$4.90 million	11.83
CB Financial Services Competitors	$9.95 billion	$2.42 billion	17.38

CB Financial Services’ rivals have higher revenue and earnings than CB Financial Services. CB Financial Services is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a summary of current ratings and target prices for CB Financial Services and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CB Financial Services	0	2	2	0	2.50
CB Financial Services Competitors	7464	30192	27759	1465	2.35

CB Financial Services presently has a consensus price target of $42.50, indicating a potential upside of 5.33%. As a group, “Banks” companies have a potential upside of 13.99%. Given CB Financial Services’ rivals higher probable upside, analysts plainly believe CB Financial Services has less favorable growth aspects than its rivals.

Risk & Volatility

CB Financial Services has a beta of 0.28, suggesting that its share price is 72% less volatile than the S&P 500. Comparatively, CB Financial Services’ rivals have a beta of 0.52, suggesting that their average share price is 48% less volatile than the S&P 500.

Profitability

This table compares CB Financial Services and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CB Financial Services	21.00%	10.56%	1.05%
CB Financial Services Competitors	15.66%	9.44%	0.93%

Insider & Institutional Ownership

33.1% of CB Financial Services shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 10.2% of CB Financial Services shares are held by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

CB Financial Services rivals beat CB Financial Services on 9 of the 15 factors compared.

About CB Financial Services

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.