TD Cowen Issues Pessimistic Forecast for Navient (NASDAQ:NAVI) Stock Price

Navient (NASDAQ:NAVI) had its target price reduced by research analysts at TD Cowen from $8.50 to $8.00 in a research report issued on Thursday, Benzinga reports. The firm currently has a “sell” rating on the credit services provider’s stock. TD Cowen‘s price objective points to a potential downside of 9.12% from the company’s current price.

Other analysts have also issued reports about the company. Weiss Ratings reaffirmed a “sell (d)” rating on shares of Navient in a research note on Monday, September 21st. Barclays cut their target price on shares of Navient from $7.00 to $6.00 and set an “underweight” rating on the stock in a research report on Thursday. JPMorgan Chase & Co. boosted their target price on shares of Navient from $8.00 to $8.50 and gave the stock a “neutral” rating in a research note on Monday, October 12th. Finally, Zacks Research upgraded shares of Navient from a “hold” rating to a “strong-buy” rating in a report on Monday, October 12th. One investment analyst has rated the stock with a Strong Buy rating, three have issued a Hold rating and four have issued a Sell rating to the company. Based on data from MarketBeat, the company currently has an average rating of “Reduce” and a consensus price target of $7.92.

Navient Price Performance

Shares of NAVI stock traded down $0.27 during trading on Thursday, hitting $8.80. The company had a trading volume of 1,459,118 shares, compared to its average volume of 1,168,247. The firm has a market capitalization of $825.58 million, a P/E ratio of -17.55 and a beta of 1.17. The company has a debt-to-equity ratio of 16.73, a quick ratio of 10.53 and a current ratio of 10.53. The stock’s 50-day moving average price is $9.20 and its 200 day moving average price is $8.91. Navient has a one year low of $7.33 and a one year high of $13.48.

Navient (NASDAQ:NAVI) last released its earnings results on Wednesday, November 4th. The credit services provider reported $0.03 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.13 by ($0.10). Navient had a positive return on equity of 4.68% and a negative net margin of 1.64%. The company had revenue of $308.00 million for the quarter, compared to analyst estimates of $144.92 million. During the same period last year, the company posted ($0.84) earnings per share. Equities analysts expect that Navient will post 0.83 EPS for the current fiscal year.

Hedge Funds Weigh In On Navient

Institutional investors and hedge funds have recently made changes to their positions in the stock. BlackRock Inc. acquired a new stake in Navient in the second quarter valued at approximately $110,235,000. Wellington Management Group LLP lifted its holdings in shares of Navient by 41.5% in the 2nd quarter. Wellington Management Group LLP now owns 1,939,380 shares of the credit services provider’s stock worth $16,504,000 after purchasing an additional 568,590 shares in the last quarter. Bank of America Corp DE bought a new position in shares of Navient in the 2nd quarter worth $11,989,000. Squarepoint Ops LLC grew its position in Navient by 145.9% in the 2nd quarter. Squarepoint Ops LLC now owns 939,099 shares of the credit services provider’s stock valued at $7,992,000 after purchasing an additional 557,141 shares during the period. Finally, PDT Partners LLC acquired a new stake in Navient in the 2nd quarter valued at $4,435,000. Institutional investors own 97.14% of the company’s stock.

Navient News Roundup

Here are the key news stories impacting Navient this week:

• Positive Sentiment: A Q3 analysis highlights origination growth and portfolio repositioning as drivers of results, suggesting progress in reshaping the business. NAVI Q3 2026 deep dive
• Neutral Sentiment: Navient reported Q3 revenue of $308 million, though earnings coverage gave differing comparisons with analyst revenue estimates. Navient posts third quarter 2026 financial results
• Negative Sentiment: Navient earned $0.03 per share in Q3, below analysts’ estimates of roughly $0.13–$0.15, disappointing investors despite the reported revenue. Navient misses Q3 earnings estimates
• Negative Sentiment: Barclays lowered its price target from $7 to $6 and reiterated an “underweight” rating, signaling a bearish view of NAVI’s prospects.
• Negative Sentiment: A report says private student lenders are gaining graduate-school business while losing money on it, highlighting potential profitability risks in the lending market. Private student loan lenders and graduate-school lending

Navient Company Profile

Navient Corp. (NASDAQ:NAVI) is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient’s operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.