Research Analysts’ Recent Ratings Updates for Neptune Insurance (NP)

Several analysts have recently updated their ratings and price targets for Neptune Insurance (NYSE: NP):

• 10/23/2026 – Neptune Insurance was upgraded by Weiss Ratings from “hold (c-)” to “hold (c)”.
• 10/22/2026 – Neptune Insurance had its price target lowered by Morgan Stanley from $36.00 to $35.00. They now have an “overweight” rating on the stock.
• 10/21/2026 – Neptune Insurance had its price target raised by Keefe, Bruyette & Woods from $32.00 to $33.00. They now have a “market perform” rating on the stock.
• 10/21/2026 – Neptune Insurance had its price target raised by Mizuho from $31.00 to $33.00. They now have a “neutral” rating on the stock.
• 10/19/2026 – Neptune Insurance had its “overweight” rating reaffirmed by Piper Sandler.
• 10/12/2026 – Neptune Insurance had its price target lowered by Wells Fargo & Company from $37.00 to $34.00. They now have an “overweight” rating on the stock.
• 10/8/2026 – Neptune Insurance was downgraded by Weiss Ratings from “hold (c)” to “hold (c-)”.
• 10/7/2026 – Neptune Insurance had its price target lowered by Mizuho from $32.00 to $31.00. They now have a “neutral” rating on the stock.
• 9/23/2026 – Neptune Insurance had its “buy” rating reaffirmed by Deutsche Bank Aktiengesellschaft.

Neptune Insurance Stock Down 1.6%

NYSE:NP traded down $0.45 during mid-day trading on Friday, hitting $27.48. 174,228 shares of the company traded hands, compared to its average volume of 594,350. The stock’s fifty day moving average price is $29.58 and its 200-day moving average price is $27.54. The firm has a market cap of $3.80 billion and a price-to-earnings ratio of 85.89. Neptune Insurance Holdings Inc. has a one year low of $14.78 and a one year high of $35.15.

Neptune Insurance (NYSE:NP) last posted its quarterly earnings results on Tuesday, October 20th. The company reported $0.17 EPS for the quarter, beating analysts’ consensus estimates of $0.16 by $0.01. Neptune Insurance had a negative return on equity of 26.63% and a net margin of 22.71%. The business had revenue of $59.57 million for the quarter, compared to analysts’ expectations of $56.59 million. Equities analysts predict that Neptune Insurance Holdings Inc. will post 0.41 EPS for the current year.

Insiders Place Their Bets

In other Neptune Insurance news, Director Jonathan Carlon sold 50,000 shares of the stock in a transaction on Monday, September 14th. The stock was sold at an average price of $31.15, for a total value of $1,557,500.00. Following the sale, the director owned 603,500 shares in the company, valued at $18,799,025. This trade represents a 7.65% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, CFO James Steiner sold 57,012 shares of the firm’s stock in a transaction that occurred on Thursday, August 13th. The stock was sold at an average price of $31.71, for a total transaction of $1,807,850.52. Following the transaction, the chief financial officer directly owned 3,749,050 shares in the company, valued at approximately $118,882,375.50. This trade represents a 1.50% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last ninety days, insiders sold 546,006 shares of company stock worth $16,003,269. Corporate insiders own 74.26% of the company’s stock.

Neptune Insurance is a technology-enabled insurance company focused primarily on flood coverage for residential and commercial policyholders. Its platform is designed to streamline the insurance process, including quoting, underwriting and policy management, while providing coverage tailored to properties that may face flood-related risks.

The company offers flood insurance products for homeowners, renters, landlords and businesses. Its offerings are intended to complement or provide an alternative to coverage available through traditional government and private-market flood insurance programs, depending on the policyholder’s location and eligibility.

Neptune’s business is primarily focused on the United States, where flood risk varies significantly by geography and many properties are outside federally designated high-risk areas.