Visa (NYSE:V) Sets New 1-Year High on Analyst Upgrade

Shares of Visa Inc. (NYSE:V) hit a new 52-week high during mid-day trading on Thursday after Truist Financial raised their price target on the stock from $443.00 to $470.00. Truist Financial currently has a buy rating on the stock. Visa traded as high as $440.72 and last traded at $439.04, with a volume of 39,461 shares traded. The stock had previously closed at $436.57.

A number of other equities research analysts have also issued reports on V. BNP Paribas Exane upped their target price on Visa from $420.00 to $425.00 and gave the company an “outperform” rating in a research note on Friday, August 7th. Morgan Stanley reiterated an “overweight” rating and issued a $471.00 price target (up from $416.00) on shares of Visa in a research note on Wednesday, October 28th. Daiwa Securities Group raised their price objective on shares of Visa from $375.00 to $422.00 and gave the stock an “outperform” rating in a report on Thursday, August 6th. Loop Capital boosted their price target on Visa from $387.00 to $404.00 and gave the stock a “buy” rating in a research note on Wednesday, July 29th. Finally, Clear Str raised shares of Visa to a “strong-buy” rating in a report on Thursday, July 16th. Two equities research analysts have rated the stock with a Strong Buy rating and thirty-five have issued a Buy rating to the stock. According to MarketBeat.com, Visa currently has a consensus rating of “Buy” and a consensus target price of $440.82.

Insiders Place Their Bets

In other news, General Counsel Julie Rottenberg sold 2,028 shares of Visa stock in a transaction that occurred on Monday, August 31st. The shares were sold at an average price of $381.35, for a total value of $773,377.80. Following the completion of the transaction, the general counsel owned 18,404 shares in the company, valued at approximately $7,018,365.40. The trade was a 9.93% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of the firm’s stock in a transaction dated Friday, August 21st. The shares were sold at an average price of $367.87, for a total transaction of $2,161,236.25. Following the completion of the sale, the chief executive officer owned 15,174 shares of the company’s stock, valued at $5,582,059.38. This trade represents a 27.91% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 27,395 shares of company stock valued at $10,406,050 over the last 90 days. 0.12% of the stock is currently owned by corporate insiders.

More Visa News

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa reported record fourth-quarter and full-year results, with adjusted earnings up 17% year over year, and raised its dividend by 16%. Truist also raised its price target to $470 and maintained a Buy rating, signaling analyst confidence in further upside. Visa earnings and dividend report Truist price target report
• Positive Sentiment: Visa is building six technology hubs in Singapore focused on AI, cybersecurity, and next-generation payments. The investment could strengthen its capabilities and support future commerce growth. Singapore technology hubs
• Neutral Sentiment: Visa launched an AI-shopping benchmark, highlighting potential opportunities in agentic commerce while noting that many test runs failed—evidence the technology is still developing. AI shopping benchmark announcement
• Negative Sentiment: Analysts have flagged rising client incentives and Visa’s premium valuation as risks that could constrain the case for buying the stock despite strong results. Zacks analysis of incentives and valuation
• Negative Sentiment: Gnosis Pay, a crypto-card provider that uses Visa, disclosed exposure of customers’ payment and personal data. The report says customer funds were safe; the incident was at Gnosis Pay’s legacy system, not Visa’s own platform, though it may raise broader questions about payment security. Gnosis Pay breach report

Institutional Trading of Visa

Several hedge funds have recently modified their holdings of the company. Ibex Wealth Advisors lifted its holdings in shares of Visa by 1.5% in the 3rd quarter. Ibex Wealth Advisors now owns 36,674 shares of the credit-card processor’s stock valued at $13,178,000 after purchasing an additional 528 shares during the last quarter. Wellington Grp LLC grew its stake in shares of Visa by 1.1% in the third quarter. Wellington Grp LLC now owns 6,490 shares of the credit-card processor’s stock worth $2,332,000 after acquiring an additional 71 shares during the last quarter. Purkiss Capital Advisors LLC grew its holdings in shares of Visa by 0.3% during the third quarter. Purkiss Capital Advisors LLC now owns 7,985 shares of the credit-card processor’s stock worth $2,869,000 after purchasing an additional 27 shares during the last quarter. Addison Advisors LLC raised its stake in Visa by 9.9% during the 3rd quarter. Addison Advisors LLC now owns 501 shares of the credit-card processor’s stock worth $180,000 after buying an additional 45 shares during the period. Finally, Bernicke Wealth Management Ltd. bought a new stake in Visa during the third quarter worth $3,023,000. 82.15% of the stock is owned by hedge funds and other institutional investors.

Visa Price Performance

The company’s 50-day moving average is $385.86 and its two-hundred day moving average is $344.69. The company has a debt-to-equity ratio of 0.54, a current ratio of 0.97 and a quick ratio of 0.99. The firm has a market cap of $754.39 billion, a P/E ratio of 34.29, a PEG ratio of 1.81 and a beta of 0.80.

Visa (NYSE:V) last issued its quarterly earnings results on Tuesday, October 27th. The credit-card processor reported $3.48 EPS for the quarter, beating analysts’ consensus estimates of $3.44 by $0.04. Visa had a return on equity of 70.50% and a net margin of 51.20%. The firm had revenue of $12.14 billion for the quarter, compared to analysts’ expectations of $12.09 billion. During the same quarter in the prior year, the firm earned $2.98 EPS. The business’s revenue for the quarter was up 13.2% compared to the same quarter last year. Sell-side analysts anticipate that Visa Inc. will post 15.02 EPS for the current fiscal year.

Visa Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, December 1st. Stockholders of record on Tuesday, November 10th will be paid a $0.78 dividend. This represents a $3.12 annualized dividend and a dividend yield of 0.7%. The ex-dividend date is Tuesday, November 10th. This is a boost from Visa’s previous quarterly dividend of $0.67. Visa’s dividend payout ratio (DPR) is 21.74%.

About Visa

Visa Inc operates a global payments network that connects consumers, merchants, financial institutions and governments. Its network supports the authorization, clearing and settlement of electronic payments, including transactions made in person and online.

The company’s services include payment processing, fraud prevention, identity and risk management, and money-transfer solutions such as Visa Direct. Visa-branded credit, debit and prepaid cards are issued by participating financial institutions; Visa generally provides the network and related services rather than issuing cards or extending credit directly to consumers.

Visa traces its roots to BankAmericard, a bank card program launched in California in 1958.