Amalgamated Financial (AMAL) versus The Competition Head-To-Head Contrast

Amalgamated Financial (NASDAQ:AMAL) is one of 919 publicly-traded companies in the “Banks” industry, but how does it compare to its rivals? We will compare Amalgamated Financial to similar companies based on the strength of its dividends, earnings, analyst recommendations, institutional ownership, valuation, risk and profitability.

Institutional & Insider Ownership

75.9% of Amalgamated Financial shares are owned by institutional investors. Comparatively, 47.9% of shares of all “Banks” companies are owned by institutional investors. 1.6% of Amalgamated Financial shares are owned by insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations and price targets for Amalgamated Financial and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Amalgamated Financial	0	2	3	0	2.60
Amalgamated Financial Competitors	7483	30222	27803	1478	2.35

Amalgamated Financial currently has a consensus target price of $54.00, indicating a potential upside of 8.96%. As a group, “Banks” companies have a potential upside of 16.36%. Given Amalgamated Financial’s rivals higher possible upside, analysts clearly believe Amalgamated Financial has less favorable growth aspects than its rivals.

Dividends

Amalgamated Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.4%. Amalgamated Financial pays out 16.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.2% and pay out 28.9% of their earnings in the form of a dividend. Amalgamated Financial has increased its dividend for 4 consecutive years.

Profitability

This table compares Amalgamated Financial and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Amalgamated Financial	24.57%	14.91%	1.31%
Amalgamated Financial Competitors	15.65%	9.44%	0.93%

Volatility and Risk

Amalgamated Financial has a beta of 0.75, indicating that its stock price is 25% less volatile than the S&P 500. Comparatively, Amalgamated Financial’s rivals have a beta of 0.61, indicating that their average stock price is 39% less volatile than the S&P 500.

Earnings and Valuation

This table compares Amalgamated Financial and its rivals top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Amalgamated Financial	$453.17 million	$104.45 million	12.18
Amalgamated Financial Competitors	$139.38 billion	$2.42 billion	21.06

Amalgamated Financial’s rivals have higher revenue and earnings than Amalgamated Financial. Amalgamated Financial is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Amalgamated Financial beats its rivals on 8 of the 15 factors compared.

Amalgamated Financial Company Profile

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; residential mortgage loans; and retail loans, such as residential real estate, consumer solar, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as funds spanning equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.