Recent Investment Analysts’ Ratings Changes for Upstart (UPST)

Several brokerages have updated their recommendations and price targets on shares of Upstart (NASDAQ: UPST) in the last few weeks:

• 11/4/2026 – Upstart was given a new $35.00 price target by Mizuho.
• 11/4/2026 – Upstart had its “neutral” rating reaffirmed by Bank of America. They now have a $28.00 price target on the stock.
• 11/4/2026 – Upstart had its price target lowered by Citigroup from $61.00 to $46.00. They now have a “buy” rating on the stock.
• 11/4/2026 – Upstart is now covered by Stephens. They set an “equal weight” rating and a $24.00 price target on the stock.
• 11/4/2026 – Upstart had its price target lowered by Morgan Stanley from $35.00 to $24.00. They now have an “equal weight” rating on the stock.
• 11/4/2026 – Upstart had its price target lowered by The Goldman Sachs Group from $28.00 to $24.00. They now have a “neutral” rating on the stock.
• 11/4/2026 – Upstart had its price target lowered by Truist Financial from $40.00 to $30.00. They now have a “buy” rating on the stock.
• 11/4/2026 – Upstart had its “buy” rating reaffirmed by B. Riley Financial. They now have a $42.00 price target on the stock, down from $54.00.
• 11/3/2026 – Upstart had its price target lowered by BTIG Research from $43.00 to $40.00. They now have a “buy” rating on the stock.
• 11/3/2026 – Upstart had its price target lowered by Needham & Company LLC from $42.00 to $30.00. They now have a “buy” rating on the stock.
• 10/15/2026 – Upstart had its “market underperform” rating reaffirmed by Citigroup.
• 10/15/2026 – Upstart had its price target lowered by Citizens Jmp from $20.00 to $18.00. They now have a “market underperform” rating on the stock.
• 10/13/2026 – Upstart had its price target lowered by The Goldman Sachs Group from $39.00 to $28.00. They now have a “neutral” rating on the stock.
• 10/6/2026 – Upstart had its “buy” rating reaffirmed by Needham & Company LLC. They now have a $42.00 price target on the stock.
• 9/28/2026 – Upstart was downgraded by Weiss Ratings from “hold (c-)” to “sell (d+)”.
• 9/22/2026 – Upstart had its “buy” rating reaffirmed by BTIG Research. They now have a $43.00 price target on the stock.
• 9/14/2026 – Upstart was upgraded by Weiss Ratings from “sell (d+)” to “hold (c-)”.

Upstart Stock Up 1.6%

NASDAQ UPST opened at $22.25 on Tuesday. The stock has a market capitalization of $2.20 billion, a P/E ratio of 37.71, a P/E/G ratio of 1.19 and a beta of 2.48. Upstart Holdings, Inc. has a 52-week low of $20.59 and a 52-week high of $52.10. The firm has a 50-day moving average price of $24.36 and a 200 day moving average price of $29.28.

Upstart (NASDAQ:UPST) last announced its quarterly earnings data on Tuesday, November 3rd. The company reported $0.33 earnings per share for the quarter, beating analysts’ consensus estimates of $0.20 by $0.13. Upstart had a return on equity of 9.67% and a net margin of 4.86%. The company had revenue of $370.52 million for the quarter, compared to analyst estimates of $362.68 million. During the same quarter in the previous year, the company earned $0.23 EPS. The firm’s revenue for the quarter was up 33.7% compared to the same quarter last year. On average, equities research analysts expect that Upstart Holdings, Inc. will post 0.72 earnings per share for the current fiscal year.

Insiders Place Their Bets

In other Upstart news, insider Sanjay Datta sold 116,000 shares of the firm’s stock in a transaction on Tuesday, September 8th. The stock was sold at an average price of $27.29, for a total value of $3,165,640.00. Following the completion of the sale, the insider owned 476,578 shares of the company’s stock, valued at approximately $13,005,813.62. This trade represents a 19.58% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CFO Andrea Blankmeyer sold 7,175 shares of the business’s stock in a transaction on Monday, August 17th. The stock was sold at an average price of $29.36, for a total transaction of $210,658.00. Following the sale, the chief financial officer owned 155,208 shares in the company, valued at $4,556,906.88. The trade was a 4.42% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Over the last ninety days, insiders sold 148,652 shares of company stock worth $4,133,720. Insiders own 17.29% of the company’s stock.

Upstart Holdings, Inc operates an artificial intelligence–based lending marketplace that connects consumers seeking loans with banks and credit unions. Its platform uses machine-learning models and borrower data to help lending partners assess credit risk and make lending decisions.

The company’s offerings include personal loans and technology for auto lending, including auto retail and refinancing. Upstart was founded in 2012 by Dave Girouard, Paul Gu and Anna Counselman. Girouard serves as the company’s chief executive officer.

Upstart primarily serves the U.S.