Green Dot (GDOT) versus Its Rivals Financial Contrast

Green Dot (NYSE:GDOT) is one of 120 publicly-traded companies in the “Consumer Finance” industry, but how does it weigh in compared to its rivals? We will compare Green Dot to similar businesses based on the strength of its profitability, risk, institutional ownership, analyst recommendations, valuation, dividends and earnings.

Valuation & Earnings

This table compares Green Dot and its rivals top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Green Dot	$2.08 billion	-$98.87 million	-144.43
Green Dot Competitors	$3.62 billion	$385.17 million	4.49

Green Dot’s rivals have higher revenue and earnings than Green Dot. Green Dot is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Insider & Institutional Ownership

92.6% of Green Dot shares are owned by institutional investors. Comparatively, 45.7% of shares of all “Consumer Finance” companies are owned by institutional investors. 1.4% of Green Dot shares are owned by insiders. Comparatively, 22.0% of shares of all “Consumer Finance” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current ratings and price targets for Green Dot and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Green Dot	1	2	1	0	2.00
Green Dot Competitors	896	3365	5297	276	2.50

Green Dot presently has a consensus price target of $16.12, indicating a potential upside of 39.56%. As a group, “Consumer Finance” companies have a potential upside of 22.28%. Given Green Dot’s higher probable upside, research analysts clearly believe Green Dot is more favorable than its rivals.

Risk & Volatility

Green Dot has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500. Comparatively, Green Dot’s rivals have a beta of 1.26, indicating that their average share price is 26% more volatile than the S&P 500.

Profitability

This table compares Green Dot and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Green Dot	-0.11%	7.13%	1.04%
Green Dot Competitors	10.42%	-15.79%	2.02%

Summary

Green Dot rivals beat Green Dot on 10 of the 13 factors compared.

Green Dot Company Profile

Green Dot Corporation is a financial technology company and bank holding company that provides digital banking, payments and money-movement services. Its offerings include consumer banking products such as GO2bank and prepaid debit cards, as well as services that help customers receive deposits, make payments and access cash. Through its banking-as-a-service platform, Green Dot also provides businesses with banking technology, payment capabilities and program management services that can be integrated into their own products.